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就美股为什么很难跌现象你知道吗啊
2
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为啥就是美国人啊
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他们的退休金都进了401K账户
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那401账户呢就买的美国的基金公司
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比如说先锋贝莱德领航到付
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那先锋贝莱在领航道夫这些公司呢
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他又是美国科技公司的前三大股东
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所以你去看美国所有科技公司的前十大股东
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基本上要不就是前锋布莱德
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要不就是领航
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要不到付
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要不BRKBRK就是巴菲特的那个公司
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知道吗
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所以实际上呢相当于美国的这些股市
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就代表着美国老百姓的养老金
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所以你看这个阿姨她在火锅店打工
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她看我视频看不懂
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但是你记住一条就行了啊
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就是你挣的钱你就投指数指数对
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就是标普和纳指
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标普纳指指数
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你买指数你就等于买美国的国运
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标普是啥呀
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标普500就是从从美股里面选了500家好公司
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刚好各业的优秀公司
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纳子100呢更强为科技
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恒纳指100的波动比较大
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因为它里面科技含量高
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但赚钱赚的快
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纳as100
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最近这20年平均年化12%
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标普500拉长这20年年化10%
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你要10%
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什么意思啊
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你一年挣6万到10万美金
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你放那里每年再给你10%的回报
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你现在你在银行里面
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在那美国国债3.53.2G
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3.2G所以呢你看没有
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就是你要学会投资的话
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你复利复利呢
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我举个例子啊
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你要是年化20%
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你要60年大概赚多少钱呢
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这个5.5万倍
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你1万块钱60年之后变成了5.5亿
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60年
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那是这样的呀
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复利就是你像我吧
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我跟你讲
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我创业啊
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我创业的时候就4000块钱
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我刷新了
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我刚才心里还在听这件事
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我还在听这件事
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我来到美国之后
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我跟你讲
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我在new泡是房子全是通过股票赚的
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我有听到
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我想听
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我一会给你看看啊
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不是粉丝就知道了
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这些话我都知道
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我来美国的时候
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我就1.9万美金
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我刚开始玩美国的就1.9万
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那现在就不用讲了吧
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放了很多很多倍了啊
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我尼泊尔房子全是通过美股算的
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今年又赚了一套房子
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一年半一年多一点吧
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我是去年
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我是去年2月份来的对
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然后再一年多一点
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一年能两三个月吧
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就是美股它真的能赚钱的
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而且他实际上他很难大的回撤
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你像大概在34月份的时候
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他不是回撤20%
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我就给那些人讲
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我说你们可以加仓了
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因为每股能回撤20%的年份
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不超过两年就回撤啊
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就跌二三十%
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你知道吗
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很少很少的没有超过两年过
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因美股你很难连续两三年持续亏损
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那为什么他这么稳定呢
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是因为他这个经济体啊
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他很活跃吗
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就是其实美国老百姓很有钱
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就老百姓很有钱
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因为他有退休
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退休金
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账户里面都是美股科技
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他他根本不愁花
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你懂吗
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你说这个这个中国人拿了之后不舍得换的
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原因在于说他们在美国没有收入
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他一旦完了美股
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你要比如说我们吧
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我们刚来的时候
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我们肯定来的时候还肯定财务自由了嘛
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就是但是呢你要是这么花
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比如说买一套房啊
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花个500万美金
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你要这个画画其实也也是有压力的对吧
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但是呢我们玩了美股之后呢
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你就不用担心了
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你没有压力
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因为分红也很高的嘛
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我们买一些高股息的年化都10%几
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10%几
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然后呢你也买一些高成长的都50%几
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就是我的年度五六十%年啊
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他肯定不愁嘛
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所以你这种研究的方式还有一个办法
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就是我带他们出去吃饭
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我带你们调研
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比如去商场吃个饭
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还要调研
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怎样对啊
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我让我儿子调研吧
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我是这样
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我就想我说你要学会调研
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这美国其实呢它有很多好的生意
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这些好的生意呢
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其实这样就是老百姓可能不注意
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但是你如果发现了
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你就发酒过来对吧
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你他一过来
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你知道这赚钱机会
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美国很多
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我就在商场里面带他们去
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你看他全身的衣服
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全身上下都是通过股票买的
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比如说去这个卡洛驰店
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再比如我前两天我带那个想想想想
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你还记得吗
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前两天我们去哥伦比亚
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哥伦比亚那个那个那个那个男装
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你还记得吗
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用哥伦比亚那个衣服啊
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你说挣多少钱
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挣了20%
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我们去买个衣服嘛
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挣到20%
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所以你在美国你能发现很多很多赚钱机会
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然后这样的话你就不用辛苦了
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你知道吧
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你不用说辛苦了
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当服务员
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你躺着你一旦学会了投资
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你躺着在家赚钱就行了
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等下学会了吧
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你阿姨很好奇啊啊我也好奇
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嗯有想法
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但是什么都不懂
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但是我就说希望能多听听
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然后多把拜拜
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下次见
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然后多提升一下子
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就是自认为小嫂子怎么认识吗
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因为现在真的是你多跟我说这些
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我真的是不懂的
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但是我希望我就说多听听
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然后多学学
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能懂一点是一点
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就是这个意思
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你你天天听
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天天听
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听久了你就懂了
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其实其实他这个逻辑是什么
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投资这个东西
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他这样的就是你长时间听
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你能知道框架投资就三条
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第一条呢就是你得知道这个公司还得值多少钱
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叫内在价值
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内在价值就是火锅店
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火锅店那价是多少呢
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你一年挣500万
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然后呢你能挣500万
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你那价是多少
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比如说按照市场的平均估值十倍
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那只要低于5000万
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就相对来讲是有机会的
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就内在价值它值多少钱
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第二个呢他赚多少钱
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赚多少钱
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就是你买了家公司
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你多少年回本
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他给你多少年的回报
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比如你这家店你可以创业
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这10年年化
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比如说40%到50应该没问题
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但今年这两年肯定回报率差了啊
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消费差了就是值多少钱
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赚多少钱
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然后你在买股票的时候呢
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你就忽略这个市场情绪
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市场情绪是啥呀
202
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比如说市场每天都在报价
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那你在买入贵价时
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你比如你为什么要花400多买特斯拉
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是因为你看到特斯拉在涨
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你怕买不到更便宜的价格
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所以你就追高了
208
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实际上股票市场是这样的哈
209
00:05:41,420 --> 00:05:43,819
就是你应该是暴跌的时候加仓
210
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而不是暴涨的时候
211
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为什么呢
212
00:05:46,060 --> 00:05:47,800
因为你比如说你有100万
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你花100块买和50块钱买
214
00:05:51,209 --> 00:05:52,930
你能差两倍的股权
215
00:05:52,930 --> 00:05:54,029
你懂我意思吧
216
00:05:54,029 --> 00:05:55,290
对你要买的便宜
217
00:05:55,290 --> 00:05:56,029
不能买的贵
218
00:05:56,029 --> 00:05:58,740
所以这些都是买股票买公司的逻辑
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就是你懂这个公司越跌越开心
220
00:06:01,699 --> 00:06:03,420
你不能因为股价跌了之后
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你感觉哇哇哇好伤心啊
222
00:06:05,300 --> 00:06:05,899
不是这样的哈
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就是你应该跌的时候很开心
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会下来
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你同样的钱可以买更多的股权
226
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这就你懂公司的一个特点
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当你懂的时候
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你就盼着他下跌
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当你不懂的时候
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你判断他上哪
231
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所以这就是真正懂投资的人和不懂的区别
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你学会这些方法
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00:06:20,509 --> 00:06:22,009
你就变得非常非常有钱了
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慢慢学学会这些变得非常有钱了
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懂吗
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小波嗯