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最近我听到周围有很多噪音
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每个人都在谈论2026年
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有人说那是百年一遇的危机
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有人说那是翻身致富的巨浪
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我看你们一个个都焦虑的不行
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既害怕那是悬崖
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又害怕那是金矿
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而自己手里没铲子
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你们打开新闻
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一边看到人工智能和加密货币
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在制造一夜暴富的神话
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一边看到经济学家在警告债务崩盘的末日
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这种精神分裂般的市场环境最容易让人发疯
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查理芒格说
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你们问我怎么才能接住那个所谓的亿万身家
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怎么才能在2026年的风暴里赚大钱
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如果我还在的话
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我会说年轻人先冷静下来
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把那些报复的幻想先放一放
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在我和沃伦长达60多年的投资生涯里
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我们穿越过无数次所谓的世纪危机
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1973年的漂亮股市崩盘
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1987年的黑色星期一
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2000年的互联网泡沫
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还有2008年的金融海啸
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我们为什么能活到现在
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而且活的还不错
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不是因为我们比别人聪明
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也不是因为我们能预测未来
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如果非要说有什么秘诀
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那就是我们把全部的精力都花在了一件事上
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别做傻事
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在投资这场游戏里
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你不需要做什么惊天动地的聪明
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是你只需要长时间不犯愚蠢的错误
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你就已经赢了99%的人
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现在的市场不仅充满了泡沫
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还充满了诱惑
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他就像是一个巨大的赌场
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每个人都红着眼睛
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想在2026年之前再捞一笔
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这种时候正是聪明人最容易犯错的时候
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所以今天我不教你怎么进攻
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我要教你怎么防守
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我要给你们列一份避坑清单
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如果你想在2026年的大洗牌中活下来
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甚至在别人尸横遍野的时候捡到便宜
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那么请务必记住
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死都不要做这四件事
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只要避开这四个足以让你瞬间归零的陷阱
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剩下的路无论怎么走都是向上的
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这听起来很简单对吧
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但我向你保证
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这比你想象的要难得多
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因为这四件事每一件都刻在你的基因里
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每一件都是你的人性本能
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准备好了吗
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让我们来看看第一件你绝对不能做的事
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这件事通常发生在这个世界看起来最美好
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最新潮的时候
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你要避开的第一个陷阱
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就是相信那句金融史上最昂贵的谎言
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这次不一样
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现在看看你们的周围
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所有人都兴奋得满脸通红
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华尔街的分析师
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硅谷的创业者
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还有你身边那个刚赚了点钱的邻居
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他们都在告诉你
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同一个故事
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他们说查理你老了
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你那一套看现金流
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看市盈率的老古董理论已经过时了
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现在的世界变了
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人工智能来了
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区块链来了
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新的方式转移了
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他们告诉你
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现在买股票不需要看利润
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要看市盈率
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要看未来的星辰大海
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哪怕一家公司每年亏损几10亿
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只要他讲的故事够好
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它就值1000倍的估值
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如果你信了这鬼话
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你就离破产不远了
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我这一辈子听过太多次
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这次不一样
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在1929年
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人们说
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汽车和无线电改变了世界
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估值不再重要
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在1970年
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人们说
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那些大盘蓝筹股永远不会跌
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在2000年
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人们说
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互联网让地球变成了村落
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点击率比利润更值钱
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每一次技术确实都改变了世界
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但每一次那些无视地心引力的资产
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价格最后都摔得粉身碎骨
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为什么
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因为数学不会变
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因为常识不会变
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不管科技怎么进步
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一家公司的价值永远等于他未来能赚到的
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真金白银的折现
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这是万有引力定律
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如果你买的东西不能产生现金流
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以后会有人花更高价格买走他的幻想
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那你就是在玩火
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现在的市场上充斥着我想称之为老鼠药的东西
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那些不仅没有利润
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甚至连商业模式都说不清楚的空气币
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那些仅仅靠着几个PPT和概念
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就把股价炒上天的科技股
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我不否认其中可能有一两家会成功
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但对于大多数普通人来说
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那是赌场
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不是投资
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当2026年的潮水退去
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当利率不再是零
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当流动性开始枯竭
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你会发现只有那些真正在赚钱的公司穿着裤子
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而那些靠故事堆起来的泡沫会破的连渣都不剩
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所以年轻的朋友们
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如果你想活下来
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请守住你的常识
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不要因为别人说你是老古董而感羞愧
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不要因为错过了那些你看不懂的保护机会
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而感到焦虑
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如果你看不懂一家公司是怎么赚钱的
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如果一家公司的估值高的离谱
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那就离他远点
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哪怕它长到天上去
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也不要碰在这个疯狂的时刻
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承认自己的无知
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坚守古老的常识是你最强大的护身符
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但是买入泡沫可能还不是死的最快的
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如果你想在危机来临前就把自己送上断头台
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还有一种更高效的方法
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那就是我们要说的第二大禁忌加杠杆
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现在的年轻人太急了
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你们看着2026年的大变局
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心里想的是
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既然那是50年一遇的造富机会
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我为什么要只用自己的那点本金呢
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如果我借钱买收益岂不是能翻倍
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如果不加杠杆
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我怎么能跨越阶层
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听我说
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这是你能想到的最愚蠢的念头
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华尔街的人会告诉你
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杠杆是好东西
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它是你财富的放大器
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他们撒谎
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在物理学和数学的层面
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杠杆有一个致命的副作用
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那就是它会彻底杀死你的时间
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做投资最重要的盟友就是时间
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如果你用自己的现金买入一家伟大的公司
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比如好事多或者伯克希尔
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哪怕明天股市崩盘
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股价跌了50%
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你可以做什么
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你可以像鳄鱼一样趴着
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什么都不做
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你可以等一年5年甚至10年
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直到股价涨回来
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在这种情况下波动不是风险
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只是报价的变动
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只要你不卖
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你就没输
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但是一旦你借了钱
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使用了杠杆
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时间就立刻变成了你的死敌
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因为借来的钱是有性格的
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他很急躁
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而且他有截止日期
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更可怕的是
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他有一个叫做追加保证金的红线
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想象一下2026年的风暴来了
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市场在几天之内暴跌了30%
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对于一个没有负债的人来说
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这只是账面数字的跳动
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但如果你加了双倍杠杆
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这意味着你的本金已经快亏光了
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这时候券商不会听你解释什么
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长期价值也不会管你是不是相信未来会涨回来
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把你的股票卖在最低点
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把你踢出局
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就在那一刻
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你的所有权消失了
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你的财富归零了
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哪怕第二天股市就反弹了
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哪怕一年后这只股票涨了十倍
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也跟你没有任何关系了
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你倒在了黎明前的黑暗里
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因为杠杆剥夺了你等待的权力
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我这一生见过无数绝顶聪明的人死在这个坑里
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1998年
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长期资本管理公司
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那里汇聚了全世界智商最高的一群人
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包括两名诺贝尔经济学奖得主
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他们用极其复杂的数学模型在全世界套利
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胜率高达99%
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为了赚取那微薄的利差
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他们加了25倍的杠杆
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结果呢一只黑天鹅飞过来
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俄罗斯债务违约
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在短短几个星期内
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这群天才就把几10亿美元亏得精光
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如果连诺贝尔奖得主都玩不过杠杆
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你凭什么觉得你能行
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你是比他们数学更好
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还是比他们消息更灵通
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不论是面对通胀还是衰退
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市场一定会剧烈波动
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如果你背着杠杆
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你就是在百米高空走钢丝
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而且身上还绑着炸药
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稍微有一阵风吹过
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你就完了
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所以这是我的第二条铁律
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如果你想活下来
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请把杠杆从你的工具箱里扔掉
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00:06:16,839 --> 00:06:17,740
如果你聪明
229
00:06:17,740 --> 00:06:19,339
你不需要杠杆也能变富
230
00:06:19,339 --> 00:06:20,259
如果你愚蠢
231
00:06:20,259 --> 00:06:21,879
杠杆只会让你死的更快
232
00:06:21,879 --> 00:06:23,839
无论你是买房买股还是创业
233
00:06:23,839 --> 00:06:25,600
请确保那是你亏得起的钱
234
00:06:25,600 --> 00:06:26,579
无债一身轻
235
00:06:26,579 --> 00:06:28,079
这不仅仅是财务建议
236
00:06:28,079 --> 00:06:29,180
这是生存法则
237
00:06:29,180 --> 00:06:30,060
避开了泡沫
238
00:06:30,060 --> 00:06:30,939
扔掉了杠杆
239
00:06:30,939 --> 00:06:32,980
你已经比90%的人安全了
240
00:06:32,980 --> 00:06:34,040
但还有一个陷阱
241
00:06:34,040 --> 00:06:35,319
他不攻击你的钱包
242
00:06:35,319 --> 00:06:36,480
他攻击你的灵魂
243
00:06:36,480 --> 00:06:38,600
这就是第三件绝对不能做的事
244
00:06:38,600 --> 00:06:39,250
嫉妒你
245
00:06:39,250 --> 00:06:41,370
在2026年大洗牌到来之前
246
00:06:41,370 --> 00:06:42,410
我敢向你保证
247
00:06:42,410 --> 00:06:45,420
一定会有一些让你心里极其不平衡的事情发生
248
00:06:45,420 --> 00:06:46,500
会有那么一些人
249
00:06:46,500 --> 00:06:47,899
也许是你的大学同学
250
00:06:47,899 --> 00:06:50,560
也许是隔壁那个连话都说不清楚的傻邻居
251
00:06:50,560 --> 00:06:51,879
他们根本不懂投资
252
00:06:51,879 --> 00:06:52,819
也不懂风险
253
00:06:52,819 --> 00:06:53,920
他们只是运气好
254
00:06:53,920 --> 00:06:54,519
胆子大
255
00:06:54,519 --> 00:06:55,920
冲进了最疯狂的赌场
256
00:06:55,920 --> 00:06:58,519
也许他们买了个你听都没听过的加密货币
257
00:06:58,519 --> 00:07:00,579
也许他们买了个只有概念的垃圾股
258
00:07:00,579 --> 00:07:02,279
然后他们的资产翻了十倍
259
00:07:02,279 --> 00:07:04,680
他们会开着新买的跑车在你面前炫耀
260
00:07:04,680 --> 00:07:06,959
他们会在聚会上大声嘲笑你的保守
261
00:07:06,959 --> 00:07:07,160
说
262
00:07:07,160 --> 00:07:08,100
你跟不上时代
263
00:07:08,100 --> 00:07:09,540
这时候如果你想破产
264
00:07:09,540 --> 00:07:11,428
请务必让极度吞噬你的心
265
00:07:11,428 --> 00:07:12,389
请告诉自己
266
00:07:12,389 --> 00:07:13,709
凭什么他行我不行
267
00:07:13,709 --> 00:07:14,829
我不比他聪明吗
268
00:07:14,829 --> 00:07:15,819
我不比他努力吗
269
00:07:15,819 --> 00:07:16,980
我也要像他一样
270
00:07:16,980 --> 00:07:19,199
当你因为嫉妒而放弃了自己的原则
271
00:07:19,199 --> 00:07:21,819
当你因为不想落后而模仿傻瓜的操作时
272
00:07:21,819 --> 00:07:23,240
你就已经是个死人了
273
00:07:23,240 --> 00:07:25,519
因为在这个世界上最让人痛苦的事情
274
00:07:25,519 --> 00:07:26,620
不是自己变穷了
275
00:07:26,620 --> 00:07:29,180
而是看到一个比自己蠢的人竟然变富了
276
00:07:29,180 --> 00:07:30,879
这种痛苦会让你失去理智
277
00:07:30,879 --> 00:07:32,360
会让你在派对最疯狂
278
00:07:32,360 --> 00:07:34,379
最即将散场的时候冲进去买单
279
00:07:34,379 --> 00:07:36,199
在很多次泡沫破裂的前夕
280
00:07:36,199 --> 00:07:37,620
我都看到过这种现象
281
00:07:37,620 --> 00:07:40,040
人们不是因为相信资产的价值而买入
282
00:07:40,040 --> 00:07:41,920
而是因为受不了看着别人赚钱
283
00:07:41,920 --> 00:07:42,939
而自己没赚到
284
00:07:42,939 --> 00:07:44,560
这就是所谓的害怕错过
285
00:07:44,560 --> 00:07:46,000
但是年轻人你要明白
286
00:07:46,000 --> 00:07:48,019
这世界总会有人比你富的更快
287
00:07:48,019 --> 00:07:48,980
那是他的运气
288
00:07:48,980 --> 00:07:50,860
或者是他的风险与你无关
289
00:07:50,860 --> 00:07:53,560
如果为了追赶一个傻瓜而把自己置于死地
290
00:07:53,560 --> 00:07:54,959
那你就是更大的傻瓜
291
00:07:54,959 --> 00:07:56,759
你要建立一个内在的记分牌
292
00:07:56,759 --> 00:07:58,199
我知道自己在做什么
293
00:07:58,199 --> 00:07:59,339
我知道什么是对的
294
00:07:59,339 --> 00:08:01,060
只要我的资产在稳步增长
295
00:08:01,060 --> 00:08:03,439
只要我买的是能产生现金流的好东西
296
00:08:03,439 --> 00:08:04,579
只要我没有犯错
297
00:08:04,579 --> 00:08:05,519
我就很开心
298
00:08:05,519 --> 00:08:07,720
至于别人是不是靠赌博赚了几个亿
299
00:08:07,720 --> 00:08:08,720
那关我什么事
300
00:08:08,720 --> 00:08:09,759
如果在2026年
301
00:08:09,759 --> 00:08:11,279
你想成为那个活下来的人
302
00:08:11,279 --> 00:08:13,639
你必须学会对他人的报复无动于衷
303
00:08:13,639 --> 00:08:15,079
你要像个冷酷的狙击手
304
00:08:15,079 --> 00:08:15,939
趴在草丛里
305
00:08:15,939 --> 00:08:17,420
旁边的人可能在放烟花
306
00:08:17,420 --> 00:08:18,279
可能在狂欢
307
00:08:18,279 --> 00:08:19,220
但你一动不动
308
00:08:19,220 --> 00:08:20,439
你只关注你的目标
309
00:08:20,439 --> 00:08:21,680
你只关注你的安全
310
00:08:21,680 --> 00:08:23,980
因为你知道那些靠运气赚来的钱
311
00:08:23,980 --> 00:08:25,819
最后往往会凭实力亏回去
312
00:08:25,819 --> 00:08:27,899
而那些靠理性和耐心赚来的钱
313
00:08:27,899 --> 00:08:29,240
才是真正属于你的
314
00:08:29,240 --> 00:08:30,980
嫉妒是七宗最理最愚蠢的
315
00:08:30,980 --> 00:08:33,860
因为它甚至不能给你带来哪怕一秒钟的快乐
316
00:08:33,860 --> 00:08:34,600
把它戒掉
317
00:08:34,600 --> 00:08:35,860
关注你自己的钱包
318
00:08:35,860 --> 00:08:36,980
别盯着邻居的碗
319
00:08:36,980 --> 00:08:38,240
如果你避开了泡沫
320
00:08:38,240 --> 00:08:39,759
扔掉了杠杆也戒掉了
321
00:08:39,759 --> 00:08:42,120
你已经不仅是一个合格的投资者
322
00:08:42,120 --> 00:08:43,799
你甚至已经算是一个圣人了
323
00:08:43,799 --> 00:08:45,600
但要在2026年的大洗牌中
324
00:08:45,600 --> 00:08:46,799
彻底立于不败之地
325
00:08:46,799 --> 00:08:48,000
还有最后一种诱惑
326
00:08:48,000 --> 00:08:48,919
你必须抵御
327
00:08:48,919 --> 00:08:51,539
那就是试图通过预测宏观经济来赚钱
328
00:08:51,539 --> 00:08:52,879
现在打开电视
329
00:08:52,879 --> 00:08:55,100
翻开报纸或者是浏览你的手机
330
00:08:55,100 --> 00:08:56,559
到处都是专家在预测
331
00:08:56,559 --> 00:08:57,820
有人信誓旦旦的说
332
00:08:57,820 --> 00:08:59,899
2026年一定是萧条的开始
333
00:08:59,899 --> 00:09:01,399
有人画着复杂的图表
334
00:09:01,399 --> 00:09:03,179
证明那是新一轮牛市的起点
335
00:09:03,179 --> 00:09:04,240
他们讨论利率
336
00:09:04,240 --> 00:09:05,340
讨论地缘政治
337
00:09:08,240 --> 00:09:10,539
很多聪明人真的是非常聪明的人
338
00:09:10,539 --> 00:09:12,659
在这个陷阱里浪费了毕生的精力
339
00:09:12,659 --> 00:09:15,080
他们觉得只要我能预判明年的经济走势
340
00:09:15,080 --> 00:09:16,919
我就能在这个市场里赚大钱
341
00:09:16,919 --> 00:09:17,940
如果你想破产
342
00:09:17,940 --> 00:09:19,220
请务必相信这一点
343
00:09:19,220 --> 00:09:21,279
请务必根据你对2026年的预测
344
00:09:21,279 --> 00:09:22,419
来调整你的仓位
345
00:09:22,419 --> 00:09:23,799
听到有人说要衰退了
346
00:09:23,799 --> 00:09:25,779
你就恐慌的卖出所有好公司
347
00:09:25,779 --> 00:09:27,299
听到有人说要降息了
348
00:09:27,299 --> 00:09:28,799
你就兴奋的买入垃圾股
349
00:09:28,799 --> 00:09:31,000
把你的命运交到一个算命先生手里
350
00:09:31,000 --> 00:09:32,799
让我告诉你一个残酷的真相
351
00:09:32,799 --> 00:09:34,779
根本没有人能预测宏观经济
352
00:09:34,779 --> 00:09:36,059
我活了99年
353
00:09:36,059 --> 00:09:37,500
见过无数经济学家
354
00:09:39,080 --> 00:09:41,080
他们拥有全世界最复杂的模型
355
00:09:41,080 --> 00:09:42,220
最庞大的数据
356
00:09:42,220 --> 00:09:44,539
但是他们连明年这个时候的利率是多少
357
00:09:44,539 --> 00:09:45,259
都说不准
358
00:09:45,259 --> 00:09:47,320
更别说预测两年后的大危机了
359
00:09:47,320 --> 00:09:49,679
我和沃伦在伯克希尔工作了60多年
360
00:09:49,679 --> 00:09:51,940
我们从来没看过一份宏观经济报告
361
00:09:51,940 --> 00:09:54,299
我们从来不根据明年经济好不好来决定
362
00:09:54,299 --> 00:09:55,360
买不买一家公司
363
00:09:55,360 --> 00:09:57,039
这听起来很疯狂对吧
364
00:09:57,039 --> 00:09:59,059
但让我用一个农夫的例子来告诉你
365
00:09:59,059 --> 00:10:00,960
为什么假设你要买一个农场
366
00:10:00,960 --> 00:10:03,840
你会因为气象台预测明年雨水可能会少一点
367
00:10:03,840 --> 00:10:05,240
就不买这个土地壤肥沃
368
00:10:05,240 --> 00:10:06,600
价格便宜的农场了吗
369
00:10:06,600 --> 00:10:08,940
或者你会因为预测后年玉米价格和会长
370
00:10:08,940 --> 00:10:10,940
就去买一个遍地石头的烂农场吗
371
00:10:10,940 --> 00:10:11,700
当然不会
372
00:10:11,700 --> 00:10:13,759
你看的是这个农场的土壤好不好
373
00:10:13,759 --> 00:10:14,879
水源稳不稳定
374
00:10:14,879 --> 00:10:16,360
现在的价格并不便宜
375
00:10:16,360 --> 00:10:17,600
至于明年下不下雨
376
00:10:17,600 --> 00:10:18,500
那是上帝的事
377
00:10:18,500 --> 00:10:19,259
你管不了
378
00:10:19,259 --> 00:10:20,960
但是现在的投资者都疯了
379
00:10:20,960 --> 00:10:22,379
他们不看公司的土壤
380
00:10:22,379 --> 00:10:23,559
也就是商业模式
381
00:10:23,559 --> 00:10:24,259
不看水源
382
00:10:24,259 --> 00:10:25,360
也就是现金流
383
00:10:25,360 --> 00:10:26,840
他们只盯着天气预报
384
00:10:26,840 --> 00:10:28,539
2026年会不会有危机
385
00:10:28,539 --> 00:10:29,980
也许会也许不会
386
00:10:29,980 --> 00:10:30,940
但这不重要
387
00:10:30,940 --> 00:10:31,600
重要的是
388
00:10:31,600 --> 00:10:33,600
如果你买入的是一家伟大的公司
389
00:10:33,600 --> 00:10:34,899
他有强大的护城河
390
00:10:34,899 --> 00:10:36,159
有充沛的现金流
391
00:10:36,159 --> 00:10:36,899
没有负债
392
00:10:38,440 --> 00:10:40,559
对他来说不过是少赚一点钱而已
393
00:10:40,559 --> 00:10:41,500
他会活下来
394
00:10:41,500 --> 00:10:43,220
而且因为竞争对手死掉了
395
00:10:43,220 --> 00:10:44,200
他会活的更好
396
00:10:44,200 --> 00:10:45,980
但如果你买的是一家烂公司
397
00:10:45,980 --> 00:10:47,379
哪怕经济好得不得了
398
00:10:47,379 --> 00:10:48,600
他最终也会死掉
399
00:10:48,600 --> 00:10:49,799
所以年轻的朋友们
400
00:10:49,799 --> 00:10:51,279
这就是我的第四条建议
401
00:10:51,279 --> 00:10:53,480
把那些宏观分析报告扔进碎纸机
402
00:10:53,480 --> 00:10:55,759
不要试图去预测2026年的风向
403
00:10:55,759 --> 00:10:56,940
那是上帝的工作
404
00:10:56,940 --> 00:10:58,980
你的工作是建造一艘坚固的船
405
00:10:58,980 --> 00:11:00,379
如果你的船够结实
406
00:11:00,379 --> 00:11:02,279
那么不管未来是刮风还是下雨
407
00:11:02,279 --> 00:11:03,500
你都能安然度过
408
00:11:03,500 --> 00:11:05,440
但如果你整天忙着预测风向
409
00:11:05,440 --> 00:11:07,220
却坐在一艘漏水的破船上
410
00:11:07,220 --> 00:11:08,779
那么任何一个浪头打过来
411
00:11:08,779 --> 00:11:10,309
你都得喂鲨鱼好了
412
00:11:10,309 --> 00:11:12,450
现在你手里已经有了这张避坑地图
413
00:11:12,450 --> 00:11:13,690
别相信这次不一样
414
00:11:13,690 --> 00:11:14,450
别碰杠杆
415
00:11:14,450 --> 00:11:15,330
别嫉妒邻居
416
00:11:15,330 --> 00:11:15,960
别预测
417
00:11:15,960 --> 00:11:17,419
你可能会问查理
418
00:11:17,419 --> 00:11:18,759
如果我不做这四件事
419
00:11:18,759 --> 00:11:19,840
那我该做什么呢
420
00:11:19,840 --> 00:11:21,860
我怎么才能接住那个亿万身家呢
421
00:11:21,860 --> 00:11:23,220
答案简单的让你无聊
422
00:11:23,220 --> 00:11:23,940
坐着不动
423
00:11:23,940 --> 00:11:26,559
当你剔除了所有会导致你破产的愚蠢行为
424
00:11:26,559 --> 00:11:28,259
你剩下的选择就是努力工作
425
00:11:28,259 --> 00:11:29,000
赚取本金
426
00:11:29,000 --> 00:11:30,779
把钱换成那些你能看懂的
427
00:11:30,779 --> 00:11:32,799
诚实的赚钱的好公司的股票
428
00:11:32,799 --> 00:11:34,539
或者是低成本的指数基金
429
00:11:34,539 --> 00:11:36,960
然后哪怕2026年真的来了大危机
430
00:11:36,960 --> 00:11:38,720
哪怕市场跌了50%
431
00:11:38,720 --> 00:11:39,879
你只要做一件事
432
00:11:39,879 --> 00:11:40,799
什么都别做
433
00:11:40,799 --> 00:11:42,519
你要像一个拿着猎枪的猎人
434
00:11:42,519 --> 00:11:43,419
趴在草丛里
435
00:11:43,419 --> 00:11:44,799
手里握着大量的现金
436
00:11:44,799 --> 00:11:46,899
或者是那些产生现金流的好资产
437
00:11:46,899 --> 00:11:47,820
当风暴来临
438
00:11:47,820 --> 00:11:49,580
当那些相信了这次不一样的人
439
00:11:49,580 --> 00:11:50,460
泡沫破裂了
440
00:11:50,460 --> 00:11:52,320
当那些加了杠杆的人爆仓了
441
00:11:52,320 --> 00:11:54,200
当那些盲目预测的人恐慌了
442
00:11:54,200 --> 00:11:56,200
你会发现遍地都是带血的筹码
443
00:11:56,200 --> 00:11:58,120
那时候你可以用机器便宜的价格
444
00:11:58,120 --> 00:12:00,059
买走那些世界上最优质的资产
445
00:12:00,059 --> 00:12:02,659
这就是我们说的每50年一遇的造富巨浪
446
00:12:02,659 --> 00:12:05,460
这个巨浪不是给那些在浪尖上跳舞的人准备的
447
00:12:05,460 --> 00:12:08,059
而是给那些在岸边耐心等待的人准备的
448
00:12:08,059 --> 00:12:09,299
在这个疯狂的时代
449
00:12:09,299 --> 00:12:10,980
做一个清醒的人是痛苦的
450
00:12:10,980 --> 00:12:11,730
也是孤独的
451
00:12:11,730 --> 00:12:14,169
但我向你保证这种孤独是值得的
452
00:12:14,169 --> 00:12:14,950
50年后
453
00:12:14,950 --> 00:12:16,429
当你像我这么老的时候
454
00:12:16,429 --> 00:12:18,330
你坐在摇椅上回顾你的一生
455
00:12:18,330 --> 00:12:21,250
你最自豪的不会是你抓住了多少个翻倍的妖股
456
00:12:21,250 --> 00:12:22,250
而是你这辈子
457
00:12:22,250 --> 00:12:24,610
从来没有因为愚蠢而让自己陷入绝境
458
00:12:24,610 --> 00:12:25,649
你拥有了财富
459
00:12:25,649 --> 00:12:28,110
更重要的是你拥有了每晚安睡的权利
460
00:12:28,110 --> 00:12:30,080
如果这一期视频让你觉得太刺耳了
461
00:12:30,080 --> 00:12:31,419
那是因为良药苦口
462
00:12:31,419 --> 00:12:33,519
如果你想在这个赌场里活得久一点
463
00:12:33,519 --> 00:12:34,720
请订阅这个频道
464
00:12:34,720 --> 00:12:35,740
我不教你赌博
465
00:12:35,740 --> 00:12:37,080
我只教你生存