查理芒格：如果我一无所有，就用这3条原则，10年内彻底翻盘！

1
00:00:00,100 --> 00:00:01,060
查理芒格说

2
00:00:01,060 --> 00:00:02,700
一觉醒来身无分文

3
00:00:02,700 --> 00:00:04,360
从零开始我会这样做

4
00:00:04,360 --> 00:00:05,860
一转眼就19岁了

5
00:00:05,860 --> 00:00:08,699
坐在办公室里看着账户里几10亿美元的数字

6
00:00:08,699 --> 00:00:10,900
很容易让人忘记这一切是怎么来的

7
00:00:10,900 --> 00:00:13,539
但我经常强迫自己做一个极端的思想实验

8
00:00:13,539 --> 00:00:14,859
我闭上眼睛想象

9
00:00:14,859 --> 00:00:15,839
明天早上醒来

10
00:00:15,839 --> 00:00:16,980
世界完全变了

11
00:00:16,980 --> 00:00:18,600
我不再是那个受人尊敬的人

12
00:00:18,600 --> 00:00:19,820
我的豪宅消失了

13
00:00:19,820 --> 00:00:21,219
我的股票账户归零了

14
00:00:21,219 --> 00:00:22,600
我的人脉网络切断了

15
00:00:22,600 --> 00:00:23,859
我便回了25岁

16
00:00:23,859 --> 00:00:26,320
躺在洛杉矶一个破旧潮湿的出租屋里

17
00:00:26,320 --> 00:00:27,739
口袋里只有几百美元

18
00:00:27,739 --> 00:00:30,359
但这几百美元还要用来支付下周的房租

19
00:00:30,359 --> 00:00:32,560
甚至我还背着一笔沉重的助学贷款

20
00:00:32,560 --> 00:00:33,539
我一无所有

21
00:00:33,539 --> 00:00:34,939
这个时候我会怎么做

22
00:00:34,939 --> 00:00:36,380
很多人问过我这个问题

23
00:00:36,380 --> 00:00:37,460
尤其是年轻人

24
00:00:37,460 --> 00:00:39,060
他们眼神里闪烁着渴望

25
00:00:39,060 --> 00:00:40,799
期待我说出一句神奇的咒语

26
00:00:40,799 --> 00:00:41,780
他们期待我说

27
00:00:41,780 --> 00:00:43,039
我会立刻去借钱

28
00:00:43,039 --> 00:00:45,259
利用我的智能加上100倍的杠杆

29
00:00:45,259 --> 00:00:46,859
买入一只被低估的股票

30
00:00:46,859 --> 00:00:49,200
或者抓住下一个像比特币那样的风口

31
00:00:49,200 --> 00:00:51,140
像1973年那样大杀四方

32
00:00:51,140 --> 00:00:52,000
一夜暴富

33
00:00:52,000 --> 00:00:53,119
如果我这么回答

34
00:00:53,119 --> 00:00:54,240
那我就是在害你

35
00:00:54,240 --> 00:00:55,579
我就是在叫你去死

36
00:00:55,579 --> 00:00:56,179
听好了

37
00:00:56,179 --> 00:00:57,539
如果我真的身无分文

38
00:00:57,539 --> 00:00:59,820
我绝对不会做的第一件事就是买股票

39
00:00:59,820 --> 00:01:01,840
我甚至连看都不会看股市一眼

40
00:01:01,840 --> 00:01:02,439
为什么

41
00:01:02,439 --> 00:01:04,000
因为投资是富人的游戏

42
00:01:04,000 --> 00:01:05,099
是资本的游戏

43
00:01:05,099 --> 00:01:06,679
他的本质是用钱生钱

44
00:01:06,679 --> 00:01:07,899
当你没有钱的时候

45
00:01:07,899 --> 00:01:09,700
你拿什么生拿你的命吗

46
00:01:09,700 --> 00:01:11,819
我看过太多像大卫一样的年轻人

47
00:01:11,819 --> 00:01:13,180
手里只有几千块钱

48
00:01:13,180 --> 00:01:14,799
就幻想着靠炒股翻身

49
00:01:14,799 --> 00:01:16,140
他们每天盯着盘面

50
00:01:16,140 --> 00:01:17,739
心情随着红绿线跳动

51
00:01:17,739 --> 00:01:18,519
赚了几百块

52
00:01:18,519 --> 00:01:19,719
就觉得自己是股神

53
00:01:19,719 --> 00:01:21,299
亏了几百块就吃不下饭

54
00:01:21,299 --> 00:01:22,200
这不叫投资

55
00:01:22,200 --> 00:01:23,019
这叫赌博

56
00:01:23,019 --> 00:01:24,939
而且是那种胜率极低的赌博

57
00:01:24,939 --> 00:01:26,040
因为你没有本金

58
00:01:26,040 --> 00:01:26,819
你输不起

59
00:01:26,819 --> 00:01:28,819
你的心态从一开始就是扭曲的

60
00:01:28,819 --> 00:01:29,760
你急于求成

61
00:01:29,760 --> 00:01:30,939
你无法忍受波动

62
00:01:30,939 --> 00:01:33,459
你会被市场的每一个噪音吓得魂飞魄散

63
00:01:33,459 --> 00:01:34,760
对于一个穷人来说

64
00:01:34,760 --> 00:01:35,980
股市不是提款机

65
00:01:35,980 --> 00:01:36,819
是绞肉机

66
00:01:36,819 --> 00:01:39,500
所以如果我回到25岁且一无所有

67
00:01:39,500 --> 00:01:40,879
我会彻底忘掉股票

68
00:01:40,879 --> 00:01:41,659
忘掉复利

69
00:01:41,659 --> 00:01:44,280
忘掉所有那些关于资产配置的高级词汇

70
00:01:44,280 --> 00:01:46,019
我会非常冷静地倾诉自己

71
00:01:46,019 --> 00:01:47,780
查理你现在是个穷光蛋

72
00:01:47,780 --> 00:01:49,180
你没有资格谈论资本

73
00:01:49,180 --> 00:01:50,400
但我绝不会恐慌

74
00:01:50,400 --> 00:01:51,219
因为我知道

75
00:01:51,219 --> 00:01:52,340
虽然我的钱没了

76
00:01:52,340 --> 00:01:54,120
但我大脑里的致富系统还在

77
00:01:54,120 --> 00:01:55,599
在这个资本主义社会里

78
00:01:55,599 --> 00:01:56,760
钱不是被追来的

79
00:01:56,760 --> 00:01:57,980
钱是被吸引来的

80
00:01:57,980 --> 00:01:59,739
只要我能重建这个吸引系统

81
00:01:59,739 --> 00:02:02,079
财富就像是被磁铁吸引的铁屑一样

82
00:02:02,079 --> 00:02:03,719
迟早会重新回到我身边

83
00:02:03,719 --> 00:02:05,060
这只是个时间问题

84
00:02:05,060 --> 00:02:05,980
也许是5年

85
00:02:05,980 --> 00:02:06,920
也许是10年

86
00:02:06,920 --> 00:02:08,060
但我一定会翻身

87
00:02:08,060 --> 00:02:09,620
这听起来很傲慢不

88
00:02:09,620 --> 00:02:11,800
这是源于我对商业规律的深刻理解

89
00:02:11,800 --> 00:02:13,680
如果你想在10年内从零翻身

90
00:02:13,680 --> 00:02:15,560
你必须戒掉找捷径的念头

91
00:02:15,560 --> 00:02:17,120
你必须按照一个严格的

92
00:02:17,120 --> 00:02:20,039
甚至有点反人性的顺序去做三件最基础

93
00:02:20,039 --> 00:02:21,479
但也是最重要的事情

94
00:02:21,479 --> 00:02:24,199
这三件事就像建造摩天大楼的地基

95
00:02:24,199 --> 00:02:26,259
如果你跳过他们直接去盖楼

96
00:02:26,259 --> 00:02:27,400
你的楼一定会塌

97
00:02:27,400 --> 00:02:29,240
大多数人之所以一辈子平庸

98
00:02:29,240 --> 00:02:31,080
就是因为他们试图跳过第一步

99
00:02:31,080 --> 00:02:32,259
直接去做第三步

100
00:02:32,259 --> 00:02:35,000
现在让我以此生99年的经验告诉你

101
00:02:35,000 --> 00:02:36,280
这三张底牌是什么

102
00:02:36,280 --> 00:02:37,699
如果我明天一无所有

103
00:02:37,699 --> 00:02:40,460
我会做的第一件事听起来可能非常无聊

104
00:02:40,460 --> 00:02:42,240
甚至有点像是在给老板打工

105
00:02:42,240 --> 00:02:44,979
但这恰恰是所有白手起家者最大的秘密

106
00:02:44,979 --> 00:02:46,360
他不是去寻找风口

107
00:02:46,360 --> 00:02:47,680
也不是去创建人脉

108
00:02:47,680 --> 00:02:49,020
它叫做出售确定性

109
00:02:49,020 --> 00:02:50,240
当你身无分文时

110
00:02:50,240 --> 00:02:51,960
你必须清醒地认识到一点

111
00:02:51,960 --> 00:02:53,479
你没有资本去购买资产

112
00:02:53,479 --> 00:02:54,800
你只能出卖你自己

113
00:02:54,800 --> 00:02:57,159
但我说的出卖不是让你去出卖体力

114
00:02:57,159 --> 00:02:59,080
搬砖头或者去出卖时间

115
00:02:59,080 --> 00:03:00,280
做廉价的劳动力

116
00:03:00,280 --> 00:03:01,560
那是最低级的出卖

117
00:03:01,560 --> 00:03:03,360
那样做你永远翻不了身

118
00:03:03,360 --> 00:03:04,340
我要你出卖一种

119
00:03:04,340 --> 00:03:05,939
在这个世界上极其稀缺

120
00:03:05,939 --> 00:03:08,120
极其昂贵的东西就是确定性

121
00:03:08,120 --> 00:03:09,400
看看你周围的世界

122
00:03:09,400 --> 00:03:10,879
这个世界充满了混乱

123
00:03:10,879 --> 00:03:11,460
谎言

124
00:03:11,460 --> 00:03:12,599
拖延和不靠谱

125
00:03:12,599 --> 00:03:14,680
装修工答应周三修好你的屋顶

126
00:03:14,680 --> 00:03:15,879
结果周五还没来

127
00:03:15,879 --> 00:03:17,379
同事答应下午交报告

128
00:03:17,379 --> 00:03:18,919
结果晚上还在找借口

129
00:03:18,919 --> 00:03:20,560
老板承诺年底发奖金

130
00:03:20,560 --> 00:03:21,919
结果变成了画大饼

131
00:03:21,919 --> 00:03:23,379
每个人都在让别人失望

132
00:03:23,379 --> 00:03:24,039
不可靠

133
00:03:24,039 --> 00:03:25,580
这就是这个世界的常态

134
00:03:25,580 --> 00:03:27,919
这也为你提供了一个巨大的套利空间

135
00:03:27,919 --> 00:03:29,340
如果我回到25岁

136
00:03:29,340 --> 00:03:30,159
一无所有

137
00:03:30,159 --> 00:03:32,599
我会把自己变成一个制造确定性的机器

138
00:03:32,599 --> 00:03:33,960
无论我在做什么工作

139
00:03:33,960 --> 00:03:35,699
哪怕是在杂货店当收银员

140
00:03:35,699 --> 00:03:37,219
或者是在律所当实习生

141
00:03:37,219 --> 00:03:38,740
我都会遵循一个铁律

142
00:03:38,740 --> 00:03:39,819
凡是我答应的事

143
00:03:39,819 --> 00:03:40,900
就算天塌下来

144
00:03:40,900 --> 00:03:42,719
我也要在截止日期前完成

145
00:03:42,719 --> 00:03:43,879
凡是我经手的事

146
00:03:43,879 --> 00:03:45,020
不需要别人复查

147
00:03:45,020 --> 00:03:46,419
他一定是准确无误的

148
00:03:46,419 --> 00:03:48,639
凡是我在的地方混乱就会停止

149
00:03:48,639 --> 00:03:49,680
秩序就会创建

150
00:03:49,680 --> 00:03:51,780
这听起来很笨很累对吧

151
00:03:51,780 --> 00:03:53,500
年轻人总是想表现得聪明

152
00:03:53,500 --> 00:03:54,180
有创意

153
00:03:54,180 --> 00:03:54,919
有个性

154
00:03:54,919 --> 00:03:57,139
他们觉得靠谱这个词太老土了

155
00:03:57,139 --> 00:03:58,120
但在商业世界里

156
00:03:58,120 --> 00:03:59,800
靠谱就是最高的职能

157
00:03:59,800 --> 00:04:01,300
因为信任是交易的基础

158
00:04:01,300 --> 00:04:03,039
而确定性是信任的来源

159
00:04:03,039 --> 00:04:05,479
当你成为一个能够提供确定性的人时

160
00:04:05,479 --> 00:04:06,580
奇迹就会发生

161
00:04:06,580 --> 00:04:07,719
你的老板会发现

162
00:04:07,719 --> 00:04:08,780
把任务交给你

163
00:04:08,780 --> 00:04:10,039
他可以睡个安稳觉

164
00:04:10,039 --> 00:04:11,900
于是重要的任务会向你倾斜

165
00:04:11,900 --> 00:04:14,039
你的客户会发现你从不忽悠

166
00:04:14,039 --> 00:04:14,860
说到做到

167
00:04:14,860 --> 00:04:16,420
于是订单会向你倾斜

168
00:04:16,420 --> 00:04:19,399
你的合作伙伴会发现你不会在背后捅刀子

169
00:04:19,399 --> 00:04:21,240
于是最好的机会会向你倾斜

170
00:04:21,240 --> 00:04:23,060
这就是所谓的无缝信任之网

171
00:04:23,060 --> 00:04:24,680
我们之所以能赚这么多钱

172
00:04:24,680 --> 00:04:26,160
不是因为我们有多聪明

173
00:04:26,160 --> 00:04:27,779
而是因为我们极其靠谱

174
00:04:27,779 --> 00:04:29,220
我们用了几十年时间

175
00:04:29,220 --> 00:04:30,300
创建了一种让别人

176
00:04:30,300 --> 00:04:32,639
敢于把身家性命托付给我们的确定性

177
00:04:32,639 --> 00:04:33,860
当你一无所有时

178
00:04:33,860 --> 00:04:36,060
这种确定性就是你唯一的原始资本

179
00:04:36,060 --> 00:04:37,259
它比钱更值钱

180
00:04:37,259 --> 00:04:38,560
因为钱可以被花光

181
00:04:38,560 --> 00:04:39,420
可以被贬值

182
00:04:39,420 --> 00:04:40,180
但你的信誉

183
00:04:40,180 --> 00:04:41,259
只要你不摧毁它

184
00:04:41,259 --> 00:04:43,279
他就会像滚雪球一样越滚越大

185
00:04:43,279 --> 00:04:44,740
我年轻时在律所工作

186
00:04:44,740 --> 00:04:46,160
我不是最聪明的律师

187
00:04:46,160 --> 00:04:48,560
但我一定是那个最让合伙人放心的律师

188
00:04:48,560 --> 00:04:50,560
如果合伙人问我一个案子的进度

189
00:04:50,560 --> 00:04:51,199
我不会说

190
00:04:51,199 --> 00:04:53,939
大概可能也许我会告诉他准确的现状

191
00:04:53,939 --> 00:04:56,100
潜在的风险以及我的解决方案

192
00:04:56,100 --> 00:04:57,259
我从不让意外发生

193
00:04:57,259 --> 00:04:58,860
这种能力让我再没有背景

194
00:04:58,860 --> 00:04:59,980
没有资源的情况下

195
00:04:59,980 --> 00:05:01,100
迅速赢得了信任

196
00:05:01,100 --> 00:05:02,300
而信任就是杠杆

197
00:05:02,300 --> 00:05:04,600
它撬动了比我自身能力大得多的资源

198
00:05:04,600 --> 00:05:05,899
所以如果你想翻身

199
00:05:05,899 --> 00:05:07,060
请立刻停止抱怨

200
00:05:07,060 --> 00:05:07,860
怀才不遇

201
00:05:07,860 --> 00:05:08,379
问问自己

202
00:05:08,379 --> 00:05:09,759
你是一个确定的变量

203
00:05:09,759 --> 00:05:11,120
还是一个随机的变量

204
00:05:11,120 --> 00:05:12,339
如果你经常迟到

205
00:05:12,339 --> 00:05:13,139
经常违约

206
00:05:13,139 --> 00:05:14,120
经常找借口

207
00:05:14,120 --> 00:05:15,379
那你就是随机变量

208
00:05:15,379 --> 00:05:16,399
在资本的眼里

209
00:05:16,399 --> 00:05:17,160
你是风险

210
00:05:17,160 --> 00:05:17,860
是成本

211
00:05:17,860 --> 00:05:19,040
是被优化的对象

212
00:05:19,040 --> 00:05:20,560
如果你守时守信

213
00:05:20,560 --> 00:05:21,339
说到做到

214
00:05:21,339 --> 00:05:22,600
那你就是确定变量

215
00:05:22,600 --> 00:05:23,560
在资本眼里

216
00:05:23,560 --> 00:05:24,360
你是资产

217
00:05:24,360 --> 00:05:25,220
是护城河

218
00:05:25,220 --> 00:05:27,040
是值得溢价购买的稀缺品

219
00:05:27,040 --> 00:05:28,639
这就是我要做的第一件事

220
00:05:28,639 --> 00:05:30,220
我不去想怎么赚100万

221
00:05:30,220 --> 00:05:32,519
我只想怎么把手头这件小事做的

222
00:05:32,519 --> 00:05:33,639
比所有人都靠谱

223
00:05:33,639 --> 00:05:35,480
我要用这种靠谱去换取

224
00:05:35,480 --> 00:05:37,240
我在这个社会上的信用评级

225
00:05:37,240 --> 00:05:38,819
这个评级看不见摸不着

226
00:05:38,819 --> 00:05:40,279
但它决定了你的上限

227
00:05:40,279 --> 00:05:42,920
当你通过出售确定性赚到了第一笔钱

228
00:05:42,920 --> 00:05:44,420
或者赢得了第一次升职

229
00:05:44,420 --> 00:05:46,379
甚至获得了一个贵人的赏识时

230
00:05:46,379 --> 00:05:48,079
你已经迈出了翻身的第一步

231
00:05:48,079 --> 00:05:49,339
但这还不够靠谱

232
00:05:49,339 --> 00:05:50,220
只能让你生存

233
00:05:50,220 --> 00:05:51,180
不能让你致富

234
00:05:51,180 --> 00:05:52,699
要实现指数级的跨越

235
00:05:52,699 --> 00:05:55,839
你需要在你的靠谱之上叠加一层更锋利的东西

236
00:05:55,839 --> 00:05:58,600
这层东西将决定你是做一个一辈子的好员工

237
00:05:58,600 --> 00:06:00,500
还是成为一个不可替代的专家

238
00:06:00,500 --> 00:06:01,800
这就是我要告诉你的

239
00:06:01,800 --> 00:06:04,519
如何把你的确定性升级为极致的专业主义

240
00:06:04,519 --> 00:06:06,100
当你创建了靠谱的名声

241
00:06:06,100 --> 00:06:07,980
你会发现机会开始找上门来

242
00:06:07,980 --> 00:06:09,060
但这只是开始

243
00:06:09,060 --> 00:06:10,000
在这个阶段

244
00:06:10,000 --> 00:06:11,480
你依然是在出卖时间

245
00:06:11,480 --> 00:06:12,839
你的时间是有限的

246
00:06:12,839 --> 00:06:14,279
一天只有24小时

247
00:06:14,279 --> 00:06:16,779
如果你想用有限的时间换取无限的资本

248
00:06:16,779 --> 00:06:18,000
你必须提高单价

249
00:06:18,000 --> 00:06:19,079
如何提高单价

250
00:06:19,079 --> 00:06:19,980
答案只有一个

251
00:06:19,980 --> 00:06:21,579
成为细分领域的垄断者

252
00:06:21,579 --> 00:06:22,959
如果我回到25岁

253
00:06:22,959 --> 00:06:23,759
一无所有

254
00:06:23,759 --> 00:06:25,959
我绝不会去追求所谓的斜杠青年

255
00:06:25,959 --> 00:06:28,399
我也不会去谈论什么工作与生活的平衡

256
00:06:28,399 --> 00:06:29,560
那是富人的特权

257
00:06:29,560 --> 00:06:30,779
不是穷人的选项

258
00:06:30,779 --> 00:06:32,319
我会像一个苦行僧一样

259
00:06:32,319 --> 00:06:34,240
把自己关进一个极小的领域里

260
00:06:34,240 --> 00:06:35,399
然后疯狂的深挖

261
00:06:35,399 --> 00:06:37,540
直到我成为这个领域的前1%

262
00:06:37,540 --> 00:06:38,819
哪怕这个领域很小

263
00:06:38,819 --> 00:06:40,660
比如如果我在律所做助理

264
00:06:40,660 --> 00:06:42,420
我不会满足于把文档写好

265
00:06:42,420 --> 00:06:44,279
我会去研究那个特定的条款

266
00:06:44,279 --> 00:06:46,500
研究过去50年所有的相关判例

267
00:06:46,500 --> 00:06:48,519
直到我比合伙人更懂这个条款

268
00:06:48,519 --> 00:06:49,740
如果我在开卡车

269
00:06:49,740 --> 00:06:51,300
我不会满足于准时到达

270
00:06:51,300 --> 00:06:52,519
我会去研究路线

271
00:06:52,519 --> 00:06:53,360
研究油耗

272
00:06:53,360 --> 00:06:54,860
研究货物装载的力学

273
00:06:54,860 --> 00:06:57,199
直到我成为那个运输成本最低的司机

274
00:06:57,199 --> 00:06:59,120
这就是苦行僧式的专业主义

275
00:06:59,120 --> 00:07:00,180
为什么要这么做

276
00:07:00,180 --> 00:07:01,600
因为在资本主义社会

277
00:07:01,600 --> 00:07:02,720
稀缺就是价值

278
00:07:02,720 --> 00:07:04,000
万金油是廉价的

279
00:07:04,000 --> 00:07:05,120
随时可以被替代

280
00:07:05,120 --> 00:07:07,540
但一个解决特定问题的专家是无价的

281
00:07:07,540 --> 00:07:10,199
现在的年轻人犯的最大错误就是太浮躁

282
00:07:10,199 --> 00:07:11,360
他们什么都想学

283
00:07:11,360 --> 00:07:12,220
什么都想做

284
00:07:12,220 --> 00:07:13,199
今天学编程

285
00:07:13,199 --> 00:07:14,180
明天学设计

286
00:07:14,180 --> 00:07:15,240
后天学剪辑

287
00:07:15,240 --> 00:07:16,740
他们以为这是多才多艺

288
00:07:16,740 --> 00:07:18,139
其实这是平庸的累加

289
00:07:18,139 --> 00:07:19,360
三个60分的技能

290
00:07:19,360 --> 00:07:21,160
加起来不等于一个180分

291
00:07:21,160 --> 00:07:23,120
他们依然是三个平庸的60分

292
00:07:23,120 --> 00:07:25,220
在市场上没人愿意为平庸买单

293
00:07:25,220 --> 00:07:27,060
但是一个99分的技能

294
00:07:27,060 --> 00:07:28,860
它的价值是60分的1万倍

295
00:07:28,860 --> 00:07:31,199
我年轻时为了在律师行业站稳脚跟

296
00:07:31,199 --> 00:07:33,139
我付出了常人难以想象的努力

297
00:07:33,139 --> 00:07:34,939
我不仅仅是在做法律咨询

298
00:07:34,939 --> 00:07:37,639
我是在用老板的思维思考客户的商业模式

299
00:07:37,639 --> 00:07:39,379
我不仅仅是解决法律问题

300
00:07:39,379 --> 00:07:41,120
我是帮他们解决商业难题

301
00:07:41,120 --> 00:07:42,600
我通过这种极度的专业

302
00:07:42,600 --> 00:07:44,100
让客户对我产生了依赖

303
00:07:45,540 --> 00:07:47,160
他们想到的不是找个律师

304
00:07:47,160 --> 00:07:48,120
而是找查理

305
00:07:48,120 --> 00:07:48,540
那一刻

306
00:07:48,540 --> 00:07:49,779
我就拥有了定价权

307
00:07:49,779 --> 00:07:51,300
所以如果你想翻身

308
00:07:51,300 --> 00:07:52,879
请戒掉那些花哨的爱好

309
00:07:52,879 --> 00:07:54,379
戒掉那些无效的社交

310
00:07:54,379 --> 00:07:55,420
选定一个赛道

311
00:07:55,420 --> 00:07:56,879
哪怕他看起来很枯燥

312
00:07:56,879 --> 00:07:58,660
哪怕他看起来不那么高大上

313
00:07:58,660 --> 00:08:00,019
然后把你的头埋下去

314
00:08:00,019 --> 00:08:00,920
早起晚睡

315
00:08:00,920 --> 00:08:02,040
阅读练习复盘

316
00:08:02,040 --> 00:08:02,879
忍受孤独

317
00:08:02,879 --> 00:08:03,680
忍受枯燥

318
00:08:03,680 --> 00:08:04,720
忍受不被理解

319
00:08:04,720 --> 00:08:07,480
你要像一颗钉子一样死死的钉在那个点上

320
00:08:07,480 --> 00:08:08,480
直到你凿穿它

321
00:08:08,480 --> 00:08:10,439
直到你看到别人看不到的风景

322
00:08:10,439 --> 00:08:11,720
这种过程很痛苦

323
00:08:11,720 --> 00:08:12,339
我知道

324
00:08:12,339 --> 00:08:13,779
但这种痛苦是必要的

325
00:08:13,779 --> 00:08:15,319
这时魔鬼的声音对你说

326
00:08:15,319 --> 00:08:16,420
你辛苦了这么久

327
00:08:16,420 --> 00:08:17,660
该犒劳一下自己了

328
00:08:17,660 --> 00:08:18,899
换个大点的房子吧

329
00:08:18,899 --> 00:08:20,079
买辆好点的车吧

330
00:08:20,079 --> 00:08:21,000
去度个假吧

331
00:08:21,000 --> 00:08:22,360
如果你听了魔鬼的话

332
00:08:22,360 --> 00:08:24,420
那么你之前的努力就全部白费了

333
00:08:24,420 --> 00:08:25,500
你不仅翻不了身

334
00:08:25,500 --> 00:08:27,180
你还会被重新打回原形

335
00:08:27,180 --> 00:08:28,540
甚至比以前更惨

336
00:08:28,540 --> 00:08:30,139
所以如果我回到25岁

337
00:08:30,139 --> 00:08:31,259
赚到了第一桶金

338
00:08:31,259 --> 00:08:32,539
我会做的第二件事

339
00:08:32,539 --> 00:08:34,179
也是最反人性的一件事

340
00:08:34,179 --> 00:08:36,399
创建一道防御消费主义的护城河

341
00:08:36,399 --> 00:08:37,600
这听起来很保守

342
00:08:37,600 --> 00:08:38,460
但我告诉你

343
00:08:38,460 --> 00:08:39,679
这是进攻的前提

344
00:08:39,679 --> 00:08:40,899
赚钱其实不难

345
00:08:40,899 --> 00:08:42,059
难的是守住钱

346
00:08:42,059 --> 00:08:43,299
在这个商业社会

347
00:08:43,299 --> 00:08:44,740
有无数个聪明的脑袋

348
00:08:44,740 --> 00:08:45,860
每天24小时

349
00:08:45,860 --> 00:08:48,399
都在想方设法把你口袋里的钱掏出来

350
00:08:48,399 --> 00:08:50,279
广告营销分期付款

351
00:08:50,279 --> 00:08:51,899
他们编制了一张巨大的网

352
00:08:51,899 --> 00:08:53,139
如果你没有护城河

353
00:08:53,139 --> 00:08:54,720
你的钱就像放在漏斗里

354
00:08:54,720 --> 00:08:56,179
进来多少漏掉多少

355
00:08:56,179 --> 00:08:57,700
我会运用我的逆向思维

356
00:08:57,700 --> 00:09:00,799
我会问自己什么事情能保证我永远无法翻身

357
00:09:00,799 --> 00:09:01,740
答案很明确

358
00:09:01,740 --> 00:09:03,279
债务和生活方式膨胀

359
00:09:03,279 --> 00:09:04,559
如果我有1万块钱

360
00:09:04,559 --> 00:09:05,559
我不会去买包

361
00:09:05,559 --> 00:09:06,820
也不是一次欧洲游

362
00:09:06,820 --> 00:09:08,179
我看到的是一支军队

363
00:09:08,179 --> 00:09:10,120
这1万块钱是我的士兵

364
00:09:10,120 --> 00:09:11,480
如果我把他们花掉了

365
00:09:11,480 --> 00:09:12,639
我就杀了我的士兵

366
00:09:12,639 --> 00:09:13,960
如果我把他们留下来

367
00:09:13,960 --> 00:09:15,940
他们就会为我去俘虏更多的士兵

368
00:09:15,940 --> 00:09:17,159
这就是机会成本

369
00:09:17,159 --> 00:09:19,179
你在25岁时花掉的1万块

370
00:09:19,179 --> 00:09:20,379
在大约30年后

371
00:09:20,379 --> 00:09:21,399
按照复利计算

372
00:09:21,399 --> 00:09:23,460
可能会变成10万甚至更多

373
00:09:23,460 --> 00:09:26,519
所以你喝的那杯星巴克不仅仅是30块

374
00:09:26,519 --> 00:09:27,840
他是莫来的300块

375
00:09:27,840 --> 00:09:30,179
你买的那辆新车不仅仅是30万

376
00:09:30,179 --> 00:09:31,639
它是你未来的财务自由

377
00:09:31,639 --> 00:09:33,200
这种思维方式很痛苦

378
00:09:33,200 --> 00:09:35,440
它意味着你要在别人享乐的时候

379
00:09:35,440 --> 00:09:37,100
继续过着苦行僧的生活

380
00:09:37,100 --> 00:09:38,580
你要忍受朋友的炫耀

381
00:09:38,580 --> 00:09:39,840
忍受亲戚的质疑

382
00:09:39,840 --> 00:09:41,240
忍受自己内心的欲望

383
00:09:41,240 --> 00:09:42,100
但我告诉你

384
00:09:42,100 --> 00:09:43,120
这是值得的

385
00:09:43,120 --> 00:09:44,539
因为你正在积蓄势能

386
00:09:44,539 --> 00:09:45,899
就像修建大坝一样

387
00:09:45,899 --> 00:09:48,419
在蓄水期你必须把闸门关的死死的

388
00:09:48,419 --> 00:09:49,700
一滴水都不让流走

389
00:09:49,700 --> 00:09:51,879
只有当水位积蓄到足够高的时候

390
00:09:51,879 --> 00:09:52,720
一旦开闸

391
00:09:52,720 --> 00:09:54,500
才能产生惊天动地的能量

392
00:09:54,500 --> 00:09:56,720
大多数中产阶级之所以平庸

393
00:09:56,720 --> 00:09:58,559
就是因为他们是个漏水的大坝

394
00:09:58,559 --> 00:10:00,620
水缸积了一点就立刻放掉了

395
00:10:00,620 --> 00:10:02,240
他们永远无法形成势能

396
00:10:02,240 --> 00:10:03,419
如果我重新开始

397
00:10:03,419 --> 00:10:04,679
我会做一个守财奴

398
00:10:04,679 --> 00:10:06,360
我会住在租来的小房子里

399
00:10:06,360 --> 00:10:07,519
开着二手的破车

400
00:10:07,519 --> 00:10:08,299
穿着鞋子

401
00:10:08,299 --> 00:10:09,740
穿着红儿马买的村山

402
00:10:09,740 --> 00:10:12,399
我会看着我的银行账户数字一天天变大

403
00:10:12,399 --> 00:10:15,019
那种快乐比任何消费都更让我兴奋

404
00:10:15,019 --> 00:10:17,019
因为我知道那不仅仅是数字

405
00:10:17,019 --> 00:10:18,019
那是我的弹药

406
00:10:18,019 --> 00:10:19,759
我在等待等待一个机会

407
00:10:19,759 --> 00:10:21,220
把这些弹药全部打出去

408
00:10:21,220 --> 00:10:23,179
在这个世界上炸开一个缺口

409
00:10:23,179 --> 00:10:24,700
当你拥有了赚钱的能力

410
00:10:24,700 --> 00:10:26,220
又拥有了守钱的护城河

411
00:10:26,220 --> 00:10:27,960
你就已经立于不败之地了

412
00:10:27,960 --> 00:10:30,000
你已经从一个一无所有的穷小子

413
00:10:30,000 --> 00:10:31,840
变成了一个手握重兵的将军

414
00:10:31,840 --> 00:10:32,899
现在万事俱备

415
00:10:32,899 --> 00:10:34,559
你只需要做最后一件事情

416
00:10:34,559 --> 00:10:37,320
这件事情将决定你是仅仅过上小康生活

417
00:10:37,320 --> 00:10:39,279
还是能实现阶层的巨大跨越

418
00:10:39,279 --> 00:10:40,460
成为真正的富豪

419
00:10:40,460 --> 00:10:42,980
当你看着银行账户里的数字一点点增长

420
00:10:42,980 --> 00:10:44,259
你可能会感到厌倦

421
00:10:44,259 --> 00:10:45,740
你会想这就够了吗

422
00:10:45,740 --> 00:10:48,759
难道我要靠这样一点一点存钱存到99岁吗

423
00:10:48,759 --> 00:10:52,019
这就引出了翻身路上最痛苦但也最重要的概念

424
00:10:52,019 --> 00:10:52,899
临界质量

425
00:10:52,899 --> 00:10:53,820
你必须明白

426
00:10:53,820 --> 00:10:55,460
财富的积累不是线性的

427
00:10:55,460 --> 00:10:56,519
它是指数级的

428
00:10:56,519 --> 00:10:58,200
但在指数曲线起飞之前

429
00:10:58,200 --> 00:11:00,399
有一段漫长的让人绝望的平缓期

430
00:11:00,399 --> 00:11:01,480
我常说一句话

431
00:11:01,480 --> 00:11:03,200
赚到第一个10万是最难的

432
00:11:03,200 --> 00:11:04,639
这不仅是因为钱难赚

433
00:11:04,639 --> 00:11:06,000
更是因为在那个阶段

434
00:11:06,000 --> 00:11:07,580
你的钱还不能为你工作

435
00:11:07,580 --> 00:11:09,720
你所有的增长都来自于你的汗水

436
00:11:09,720 --> 00:11:10,519
一停下来

437
00:11:10,519 --> 00:11:11,419
增长就停止

438
00:11:11,419 --> 00:11:12,539
这叫线性增长

439
00:11:12,539 --> 00:11:13,740
大多数中产阶级

440
00:11:13,740 --> 00:11:15,840
他们的一生都被困在线性增长里

441
00:11:15,840 --> 00:11:17,159
他们即使年薪百万

442
00:11:17,159 --> 00:11:18,759
也只是一个高级打工仔

443
00:11:18,759 --> 00:11:20,019
因为他们一旦生病

444
00:11:20,019 --> 00:11:20,940
一旦被裁员

445
00:11:20,940 --> 00:11:21,960
现金流就断了

446
00:11:21,960 --> 00:11:23,080
如果你想翻身

447
00:11:23,080 --> 00:11:24,600
你必须突破这个临界点

448
00:11:24,600 --> 00:11:26,700
从员工思维切换到所有者思维

449
00:11:26,700 --> 00:11:27,940
什么是所有者思维

450
00:11:27,940 --> 00:11:29,799
就是你不再执着于工资的高低

451
00:11:29,799 --> 00:11:31,379
而是执着于资产的规模

452
00:11:31,379 --> 00:11:33,559
当你存够了第一个10万或者50万

453
00:11:33,559 --> 00:11:35,019
这笔钱就不再是钱了

454
00:11:35,019 --> 00:11:36,080
他是一个分身

455
00:11:36,080 --> 00:11:37,200
他是一个24小时

456
00:11:37,200 --> 00:11:39,080
你工作的不需要吃饭睡觉的

457
00:11:39,080 --> 00:11:40,639
你在积累弹药的阶段

458
00:11:40,639 --> 00:11:42,039
你的目标只有一个

459
00:11:42,039 --> 00:11:43,460
尽快不惜一切代价

460
00:11:43,460 --> 00:11:44,659
让这个分身长大

461
00:11:44,659 --> 00:11:47,039
直到他赚的钱超过你工资的10%

462
00:11:47,039 --> 00:11:48,179
或者20%

463
00:11:48,179 --> 00:11:49,620
那个时刻就是起点

464
00:11:49,620 --> 00:11:50,899
为了达到这个起点

465
00:11:50,899 --> 00:11:53,100
你必须忍受常人无法忍受的寂寞

466
00:11:53,100 --> 00:11:55,200
在25岁到35岁这10年里

467
00:11:55,200 --> 00:11:57,139
你可能会觉得自己像个苦行僧

468
00:11:57,139 --> 00:11:58,759
你的朋友在晒旅行照片

469
00:11:58,759 --> 00:11:59,620
你在存钱

470
00:11:59,620 --> 00:12:01,000
你的同事在换新车

471
00:12:01,000 --> 00:12:01,820
你在存钱

472
00:12:01,820 --> 00:12:03,580
整个世界都在诱惑你消费

473
00:12:03,580 --> 00:12:06,299
而你像个守财奴一样死死捂住你的口袋

474
00:12:06,299 --> 00:12:07,440
这种日子很难熬

475
00:12:07,440 --> 00:12:08,440
你会怀疑人生

476
00:12:08,440 --> 00:12:09,879
你会觉得在浪费青春

477
00:12:09,879 --> 00:12:10,799
但我告诉你

478
00:12:12,320 --> 00:12:14,120
因为你在用现在的低级快乐

479
00:12:14,120 --> 00:12:15,720
去购买未来的高级自由

480
00:12:15,720 --> 00:12:16,639
我在年轻时

481
00:12:16,639 --> 00:12:18,039
为了积累这第一笔弹药

482
00:12:18,039 --> 00:12:20,100
我几乎把每一分钱都留了下来

483
00:12:20,100 --> 00:12:21,179
我不仅是律师

484
00:12:21,179 --> 00:12:22,720
我还兼职做建筑开发

485
00:12:22,720 --> 00:12:24,799
我恨不得把一分钟掰成两瓣花

486
00:12:24,799 --> 00:12:25,980
我为什么这么拼

487
00:12:25,980 --> 00:12:27,980
因为我想尽快把那个雪球捏紧

488
00:12:27,980 --> 00:12:31,299
我们都知道滚雪球最难的步骤不是在山坡上滚

489
00:12:31,299 --> 00:12:33,360
而是最初在平地上弯着腰

490
00:12:33,360 --> 00:12:36,179
用手把松散的雪花捏成个紧实的雪球

491
00:12:36,179 --> 00:12:37,059
手会冻僵

492
00:12:37,059 --> 00:12:37,960
腰会酸痛

493
00:12:37,960 --> 00:12:39,519
而且雪球看起来那么小

494
00:12:39,519 --> 00:12:40,840
但只要你坚持下去

495
00:12:40,840 --> 00:12:42,539
一旦那个雪球达一定程度

496
00:12:42,539 --> 00:12:44,419
一旦你把它推下长长的坡道

497
00:12:44,419 --> 00:12:46,159
物理学定律就会接管一切

498
00:12:46,159 --> 00:12:47,120
重力会帮你

499
00:12:47,120 --> 00:12:48,068
惯性会帮你

500
00:12:48,068 --> 00:12:50,448
那个时候你就不再是用加法赚钱

501
00:12:50,448 --> 00:12:51,908
你是在用乘法赚钱

502
00:12:51,908 --> 00:12:53,649
所以如果我重新开始

503
00:12:53,649 --> 00:12:55,519
我会给自己设定一个死命令

504
00:12:55,519 --> 00:12:58,220
在没有攒够足以改变命运的临界弹药之前

505
00:12:58,220 --> 00:12:59,139
绝对不松懈

506
00:12:59,139 --> 00:13:00,379
绝对不奖励自己

507
00:13:00,379 --> 00:13:02,720
我会看到那个银行数字告诉自己

508
00:13:02,720 --> 00:13:03,419
这还不够

509
00:13:03,419 --> 00:13:04,779
我的分身还太弱小

510
00:13:04,779 --> 00:13:05,759
他还养不活我

511
00:13:05,759 --> 00:13:07,100
我必须继续喂养它

512
00:13:07,100 --> 00:13:09,899
这种对临界点的渴望会成为你强大的动力

513
00:13:09,899 --> 00:13:11,700
它会让你在加班时不再抱怨

514
00:13:11,700 --> 00:13:14,139
因为你知道你在为自己的帝国添砖加瓦

515
00:13:14,139 --> 00:13:16,340
它会让你在拒绝消费时不再痛苦

516
00:13:16,340 --> 00:13:18,179
因为你知道你在保护你的士兵

517
00:13:18,179 --> 00:13:19,759
当你终于攒够了那笔钱

518
00:13:19,759 --> 00:13:22,360
当你终于拥有了和资本市场对话的资格时

519
00:13:22,360 --> 00:13:24,419
你会发现你眼里的世界变了

520
00:13:24,419 --> 00:13:26,159
你不再是一个焦虑的求职者

521
00:13:26,159 --> 00:13:27,700
你是一个拿着猎枪的猎人

522
00:13:27,700 --> 00:13:29,639
你不再担心明天的早餐在哪里

523
00:13:29,639 --> 00:13:31,600
你开始思考明年的收成在哪里

524
00:13:31,600 --> 00:13:34,000
这时候你终于准备好做第三件事了

525
00:13:34,000 --> 00:13:36,379
这件事就是把你的分身派上战场

526
00:13:36,379 --> 00:13:38,279
让他去为你掠夺真正的财富

527
00:13:38,279 --> 00:13:40,659
这就是为什么我说绝不先买股票

528
00:13:40,659 --> 00:13:42,860
因为只有当你拥有了足够厚的盾牌

529
00:13:42,860 --> 00:13:43,779
也就是积蓄

530
00:13:43,779 --> 00:13:45,899
你才有资格拔出你的剑去投资

531
00:13:45,899 --> 00:13:47,879
接下来我们要讲这最后一步

532
00:13:47,879 --> 00:13:49,720
如何像一个冷酷的狙击手一样

533
00:13:49,720 --> 00:13:51,019
打出那致命的一枪

534
00:13:51,019 --> 00:13:53,759
当你手里终于有了那笔可以改变命运的钱时

535
00:13:53,759 --> 00:13:55,440
你会感到一种强烈的冲动

536
00:13:55,440 --> 00:13:57,639
你会觉得这笔钱在你口袋里烧得慌

537
00:13:57,639 --> 00:13:59,200
你会想立刻把他投出去

538
00:13:59,200 --> 00:13:59,960
让他翻倍

539
00:13:59,960 --> 00:14:01,000
让他为你工作

540
00:14:01,000 --> 00:14:03,379
这时候你会听到市场上无数的噪音

541
00:14:05,000 --> 00:14:05,840
在报道风口

542
00:14:05,840 --> 00:14:07,580
你的朋友在谈论内幕消息

543
00:14:07,580 --> 00:14:08,879
如果你听了他们的话

544
00:14:08,879 --> 00:14:10,320
开始频繁买进卖出

545
00:14:10,320 --> 00:14:12,600
那你就是一个拿着机关枪乱扫的傻瓜

546
00:14:12,600 --> 00:14:14,419
你很快就会把你的弹药耗尽

547
00:14:14,419 --> 00:14:16,000
然后灰溜溜地回到原点

548
00:14:16,000 --> 00:14:17,240
如果我重新开始

549
00:14:17,240 --> 00:14:18,539
我会做的第三件事

550
00:14:18,539 --> 00:14:20,480
也是关于投资最重要的一件事

551
00:14:20,480 --> 00:14:22,240
就是做一个冷酷的狙击手

552
00:14:22,240 --> 00:14:23,240
什么是狙击手

553
00:14:23,240 --> 00:14:24,360
狙击手在战场上

554
00:14:24,360 --> 00:14:26,500
99%的时间都是在趴着

555
00:14:26,500 --> 00:14:27,279
一动不动

556
00:14:27,279 --> 00:14:28,039
他在等待

557
00:14:28,039 --> 00:14:28,980
他在等风停

558
00:14:28,980 --> 00:14:30,019
等光线合适

559
00:14:30,019 --> 00:14:32,259
等那个目标完全暴露在他的视野里

560
00:14:32,259 --> 00:14:33,200
没有任何遮挡

561
00:14:33,200 --> 00:14:34,580
只有在那个完美的瞬间

562
00:14:34,580 --> 00:14:35,820
他才会扣动扳机

563
00:14:35,820 --> 00:14:36,789
一枪致命

564
00:14:36,789 --> 00:14:37,830
投资也是一样

565
00:14:37,830 --> 00:14:39,470
我不是挑选股票的天才

566
00:14:39,470 --> 00:14:40,649
我是等待的天才

567
00:14:40,649 --> 00:14:42,559
我要等的是那种房间里的大象

568
00:14:42,559 --> 00:14:44,639
就是那个机会大到让你无法忽视

569
00:14:44,639 --> 00:14:46,279
简单到连傻瓜都能看懂

570
00:14:46,279 --> 00:14:47,960
而且赔率高到让你觉得不满

571
00:14:47,960 --> 00:14:49,019
就是犯罪的时刻

572
00:14:49,019 --> 00:14:50,100
这种机会多吗

573
00:14:50,100 --> 00:14:50,889
非常少

574
00:14:50,889 --> 00:14:52,409
也许两三年才有一个

575
00:14:52,409 --> 00:14:53,870
甚至5年才有一个

576
00:14:53,870 --> 00:14:55,230
在机会出现之前

577
00:14:55,230 --> 00:14:56,259
我会做什么

578
00:14:56,259 --> 00:14:58,419
我会抱着我的现金坐在那里

579
00:14:58,419 --> 00:14:59,200
什么都不做

580
00:14:59,200 --> 00:15:00,450
这非常反人性

581
00:15:00,450 --> 00:15:01,789
因为现金在贬值

582
00:15:01,789 --> 00:15:03,009
通胀在吃你的钱

583
00:15:03,009 --> 00:15:04,669
持有现金会让你感到焦虑

584
00:15:04,669 --> 00:15:05,789
觉得自己在亏损

585
00:15:05,789 --> 00:15:07,409
但你必须忍受这种焦虑

586
00:15:07,409 --> 00:15:08,799
因为现金不是废纸

587
00:15:08,799 --> 00:15:10,299
现金是你的看涨期权

588
00:15:10,299 --> 00:15:12,039
它让你拥有了在别人恐慌时

589
00:15:12,039 --> 00:15:13,480
捡起地上黄金的权利

590
00:15:13,480 --> 00:15:14,299
想象一下

591
00:15:14,299 --> 00:15:16,259
如果是在2008年金融危机

592
00:15:16,259 --> 00:15:18,019
当时所有的资产都在暴跌

593
00:15:18,019 --> 00:15:19,919
许多优秀的公司被打折出售

594
00:15:19,919 --> 00:15:21,340
那些平时满仓操作

595
00:15:21,340 --> 00:15:22,320
追求效率的人

596
00:15:22,320 --> 00:15:24,019
此刻都在忙着追加保证金

597
00:15:24,019 --> 00:15:25,340
或者在绝望中割肉

598
00:15:25,340 --> 00:15:26,720
而手里握着现金的你

599
00:15:26,720 --> 00:15:29,340
就像是走进了一家全场一折的奢侈品店

600
00:15:29,340 --> 00:15:31,779
你可以从容地挑选那些最优质的资产

601
00:15:31,779 --> 00:15:34,159
用极其荒销的低价把它们买下来

602
00:15:34,159 --> 00:15:34,779
那一刻

603
00:15:34,779 --> 00:15:37,820
你的一笔交易就能奠定你未来10年的财富暮出

604
00:15:37,820 --> 00:15:39,279
这就是狙击手的逻辑

605
00:15:39,279 --> 00:15:41,860
平时我们要像守财奴一样惜金如墨

606
00:15:41,860 --> 00:15:42,919
但在关键时刻

607
00:15:42,919 --> 00:15:45,139
我们要像赌徒一样敢手下重铸

608
00:15:45,139 --> 00:15:46,539
如果我回到25岁

609
00:15:46,539 --> 00:15:48,019
手里只有第一笔积蓄

610
00:15:48,019 --> 00:15:49,919
我绝不会去搞什么分散投资

611
00:15:49,919 --> 00:15:52,000
分散投资是用来保护守城者的

612
00:15:52,000 --> 00:15:53,539
不是用来帮助翻身者的

613
00:15:53,539 --> 00:15:54,940
如果你只有几万块钱

614
00:15:54,940 --> 00:15:56,639
你把它分散到十只股票里

615
00:15:56,639 --> 00:15:58,019
就算其中一只翻了倍

616
00:15:58,019 --> 00:15:59,620
对你的生活也没什么影响

617
00:15:59,620 --> 00:16:01,799
我会死死的盯着那个我最懂的领域

618
00:16:01,799 --> 00:16:03,480
盯着那个我最确定的机会

619
00:16:03,480 --> 00:16:04,580
一旦他出现了

620
00:16:04,580 --> 00:16:07,620
我会把我所有的积蓄毫不犹豫的全部压上去

621
00:16:07,620 --> 00:16:09,200
这听起来很冒险对吧

622
00:16:09,200 --> 00:16:10,299
但如果你真的懂

623
00:16:10,299 --> 00:16:11,379
这就不是冒险

624
00:16:11,379 --> 00:16:13,399
如果你看见地上有一张100美元

625
00:16:13,399 --> 00:16:14,720
你弯腰把它捡起来

626
00:16:14,720 --> 00:16:15,639
这叫冒险吗

627
00:16:15,639 --> 00:16:17,039
不这叫常识

共 20 条，按点赞数排序。

共 63 条，按视频时间排序。