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【Passive Income Investing】账户$190万->$240万,为什么作为收息投资者我反而感到忧虑?

BV1hG5x6cEZA · 浑水摸鱼清源
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发布时间 2026-05-11 19:00
时长 9分34秒
播放 851
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免责声明

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本视频仅用于教育和娱乐目的

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仅

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不构成财务建议

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我们未注册

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财务顾问

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嘿

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大家欢迎回到频道

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我又回到城市里了

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嗯花费了

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嗯

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将近三周

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我想在科罗纳多

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那很有趣

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嗯

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你知道的

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现在很轻松惬意

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但该回去工作了

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所以嗯是的

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我只是想快速做一期

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嗯为周日准备的

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并简要讨论

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嗯

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你知道的

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现在新闻里都在说什么

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基本上股市创下历史新高

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不断刷新历史高点

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没错

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我们正在讨论

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当然美国股市

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但

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但我认为加拿大股市或全球市场也在创历史新高

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我想讨论这种现象为何令人沮丧

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如果你是长期投资者

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买而持有策略

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真正的长期投资者

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如果你长期关注我

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如果你在我的系统里几年了

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嗯

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你完全明白我在说什么

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为什么我说这些

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为什么我感到难过

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为什么我总是烦躁

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你可以问我的妻子

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这完全正确

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看到价格不断上涨和市场创下新高

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这对投资者为何令人烦恼

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好吧

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各位非常简单

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因为投资组合价值的变化几乎没影响

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实际上对我的生活毫无影响

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比如说

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就在几个月前

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你知道关于投资组合的面纱

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我的投资组合价值是一百九十万

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所以我们谈论的是五万美元的增长

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正如你看到的,价值

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我的价值是

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呃

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刚刚超过二百四十万美元

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当然

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心理层面

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也许你会开心

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因为你实际看到投资组合价值上升

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你知道肯定有心理上的好处

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但想想看

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如果你像我这样

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基本上只是买入并持有从不卖出

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你不会卖出以实现资本利得

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因为我们的资本利得或收入每月都会到账

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通过收入渠道

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我们获得的收入是净资产价值的一部分

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因此我们无需卖出

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这就是为什么我们不需要卖出任何东西

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因为我们获得

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呃

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每月稳定的被动收入

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这就是我们决定如何处理的

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这就是为什么我不关心市场历史高点

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因为它真的对我没影响

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当我的投资组合是190万美元时

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现在已是240万美元

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毫无区别

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如果市场继续上涨

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达到250万和260万

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也不会有太大影响

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因为我不需要卖出任何东西

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真正重要的事

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作为被动投资者

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我的观点

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真正重要的事

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在于投入了多少

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投入了多少

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以及你的收入

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每月收入

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这才是真正需要增长的

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这是最重要的增长点

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我已经再投资了五月的股息

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下周将为会员独家发布投资组合报告

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如果你有兴趣成为会员

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点击那个小加入按钮

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看看这个

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各位

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其实并不贵

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你可以提前观看我的作品集揭幕视频

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你不用等到月底

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还能获得我的父母

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作品集的访问权限

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我的父母和祖父母

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退休账户

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我也创下了历史新高

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当然点击那个小加入按钮

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如果你感兴趣的话

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但是

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嗯

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是的

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我是说

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你可以看到我的投资组合

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我的投资组合价值创历史新高

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但这对我没什么影响

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真正重要的其实是那些股息带来的月度收入

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只要这个持续增长

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这才是我最看重的

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所以你看这里

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它确实在持续增长

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这是过去十二个月

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呈现上升趋势

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五月我的所有五月

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股息尚未到账

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目前还没

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还有五千

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截至五月将创出新纪录

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这是我关心的收入纪录

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只要你持续买入并持有

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永远不要卖出

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尽可能再投资

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无论是百分之百如我或gary gill

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例如

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因为我们处于增长阶段

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或建设阶段

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我们不在回撤阶段

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比如perry

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例如

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如果你持续买入并持有

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永远不卖出

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只是不断加仓

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这就是原因我认为gary也有相关视频

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这也是他感到沮丧的原因

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这就是我们不喜欢新高点的原因

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因为价格越高

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我们必须买入更高价位的

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这就是为什么即使你没注意到作为收入型投资者

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一切都要围绕你需要的收入

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你正在积累或获得更多收入

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月复一月

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如何做到呢?永远不卖出并尽可能再投资

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所以当你

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如果你这样做

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无论再投资50%还是10%或100%

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或更多

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难道你不宁愿买更便宜的股份吗

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股份越便宜

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收益率就越高

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你的收入增长就越快

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这就是收入型投资者的核心目标

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当市场处于历史高点时

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这会放缓

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当市场崩盘时

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或遇到糟糕的一年

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比如2022年

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我曾和史蒂夫·巴伐利亚做过一次问答

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可以说他是收入投资的教父

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如果你愿意的话

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他在20

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在那次采访中告诉我

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你可以查看他在2022年大幅增加了收入

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因为市场处于低位

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很多人对此感到困惑

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他们难以理解其中逻辑

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我在Facebook群组里看到很多人发帖

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你知道的

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他们都在炫耀投资组合的新高

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这完全不是我关心的重点

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我不在意投资组合涨跌

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这对我来说毫无影响

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真正重要的是增加收入来源

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我致力于长期提升收入

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而波动性会加速这一进程

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当价格低迷时

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当存在不确定性时

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这就是收入型投资者

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我认为这是最佳策略之一

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保护心理健康的最佳投资方式

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因为当市场处于历史高点时

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你对此无动于衷

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你并不在意

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也许你

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会稍微开心一点

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心理上我能理解

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这里有个小前提

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分布增长的可能性更大

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这总是很棒

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也能加速你的收入

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但相信我各位

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我做了很长时间

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经历过新冠崩盘

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2022年

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真是糟糕的一年

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那些关税问题

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四月

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2025年

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确实令人担忧

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这些正是我们最好的时刻

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真正的坚实基础

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因为我们正在再投资一部分

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或当时任何情况

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我们的收入增长更快

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相比微小的分红增长

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因为市场在上涨

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这就是我对这里发生的事情的看法

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当然我不是

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我真的很难过吗

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我并不为此哭泣

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各位

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但说实话

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我确实很恼火

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我希望

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呃

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价格能下跌

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这样我可以多买

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记住各位当价格更低时

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收益率更高

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对吧

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你在加速收入增长

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你在更快加速收入

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如果你只是继续买入持有

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如果你只是买入持有

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并且每月都买

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难道不想买得更便宜吗

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因为收益率更高

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当然你会的

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这就是我喜欢市场崩盘的原因

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市场不确定性

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无论外界如何变化

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对我们总是有利

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因为事情在下跌

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我们可以以更低价格买入

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这简直太简单

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投资的不二法门

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这太容易了各位

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这种投资方式简直太简单了

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我喜欢

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请告诉我你的看法

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告诉我你对这个的感受

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你在这个pii领域待了很久吗

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并且你明白我所说的内容

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我在说的

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呃

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有时候我在Facebook上看到评论

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我希望今天是红色

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我不

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我不喜欢绿色日子

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我更喜欢红色日子

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所以我感觉和我长期合作的人正在理解

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或者开始理解了

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这真是太棒了

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记住各位pi投资者的首要任务是增长收入

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我们的投资组合价值其实并不重要

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因为无论涨跌都是未实现的

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始终是未实现的

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对吧

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什么是真实的

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唯一真实的是每月现金流

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这才是我们真正想要长期增长的

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就像视频里说的

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给我个赞

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真的非常感谢,再次

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如果你有兴趣成为会员并查看我的完整投资组合分析

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早期访问

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还有我的父母和祖父母

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投资组合你需要成为会员

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每月仅三美元

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各位点击加入按钮

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我们真的非常感激,请多关照

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保持安全

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保持被动

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保持正直

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下次见
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