查理芒格：频繁止盈，落袋为安！是你无法实现财务自由的根本原因！

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很多人告诉你

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落袋为安是投资的真理

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但我今天要告诉你一个极其残酷的真相

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那种让你感到安全的止盈动作

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恰恰是你这辈子无法实现财务自由的根本原因

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你以为你在收割利润

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其实你是在亲手杀掉未来能为你挡风遮雨的参天大树

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我活了99年

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在华尔街做了一辈子投资

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见过无数人带着梦想进厂

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最后带着遗憾离场

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他们不是输给了市场

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不是输给了庄家

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更不是输给了所谓的经济周期

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他们输给的是自己刻在骨子里的本能

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是那个让他们觉得无比安心

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无比正确的四个字

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落袋为安

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我见过太多投资者每天盯着盘面

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只要股票一涨

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心里就开始发痒

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手指就开始发抖

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脑子里只有一个声音

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卖掉它

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把钱拿回来

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别再冒险了

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他们把这种行为叫做稳健

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叫做克制

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叫做见好就收

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可在我看来

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这不是稳健

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这是对财富的谋杀

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这不是见好就收

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这是见好就逃

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他们亲手把自己账户里最有潜力

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最能赚钱

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最有可能长成参天大树的资产

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换成了手里薄薄的一叠现金

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然后沾沾自喜

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觉得自己战胜了市场

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规避了风险

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可他们不知道

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他们卖掉的不是股票

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是自己跨越阶层的机会

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是自己晚年安稳的底气

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是自己家族财富积累的唯一可能

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在这个市场上

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99%的人终其一生都在做同一件事儿

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用短暂的安全感交换长久的可能性

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他们愿意为了眼前十百%分之20的蝇头小利

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放弃未来十倍50倍甚至100倍的巨大收益

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他们把投资当成了打工

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每天追求一点小盈利

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积少成多

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却不知道投资真正的逻辑从来不是积少成多

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而是抓住一次决定性的机会

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实现阶层的跨越

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我和沃伦巴菲特管理的伯克希尔

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在过去的半个世纪里

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年化收益率接近20%

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很多人问我

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秘诀是什么

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是选股技巧

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是市场预判

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是信息优势

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都不是我最大的秘诀

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就是我从来不会因为股票涨了就卖掉它

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我只会因为公司变坏了才卖掉它

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我见过无数投资者在优秀的股票上赚了20%就匆忙离场

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然后眼睁睁看着这只股票在接下来的几年里翻了数十倍

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他们捶胸顿足

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后悔不已

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可下一次他们还是会做同样的选择

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因为人性的弱点

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从来不会因为一次后悔就改变

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落袋为安

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这四个字就像一剂毒药悄悄进入你的大脑

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控制你的行为

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让你在每一次关键选择面前都做出最有利于短期情绪

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最有害于长期财富的决定

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你以为你在保护自己的利润

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实际上你在切断自己财富增长的根源

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你以为你在规避风险

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实际上你在确保自己一辈子平庸

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我们现在做一个极简的心理测试

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我想让你诚实的面对自己

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想象你面前有两只股票

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A股票让你亏损了30%

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账面一片惨红

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每天打开账户都觉得刺眼

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B股票让你盈利了30%

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像一朵盛开的玫瑰

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看着就让人心情愉悦

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充满成就感

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现在你急需用钱

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不管是要交房租

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还贷款还是家里有急事

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只能卖掉一只

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你必须做出选择

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我问你

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你的第一本能是不是想立刻卖掉那只赚钱的

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把利润抓在手里

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是不是想赶紧把这30%的盈利变成实实在在的现金

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放进自己的口袋

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再也不看他的涨跌

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而与此同时

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你是不是把那只亏损的股票死死攥住

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告诉自己

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等他回本

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等它反弹

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我绝对不能在亏损的时候卖出

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那太丢人了

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那是实实在在的损失

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如果你的答案是肯定的

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请你在心里承认这一点

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你并不孤单

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在我几十年的投资生涯里

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我接触过数以万计的投资者

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从普通的工薪阶层到拥有千万资产的富人

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从刚入市的新手到做了几十年的老股民

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99%的人都会做出一模一样的选择

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这种本能在金融心理学上有一个专门的名字叫做处置效应

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简单来说就是投资者倾向于过长时间持有正在亏损的股票

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而过快的卖掉正在盈利的股票

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这是人类共同的心理缺陷

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是刻在基因里的本能反应

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我来告诉你

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你的大脑在这个过程里到底做了什么

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他并不是在帮你理财

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不是在帮你规划财富

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更不是在帮你实现财务自由

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他只是在疯狂的分泌多巴胺

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诱骗你通过止盈来逃避不确定性的痛苦

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当你卖出盈利股票的那一刻

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你会感到一阵轻松

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一阵满足

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一阵成就感

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你会对自己说

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我赚钱了

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我成功了

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我没有冒险

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这种感觉太舒服了

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舒服到让你忘记了未来

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忘记了可能性

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忘记了真正的财富长什么样子

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而当你持有亏损股票的时候

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你的大脑会欺骗你

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只要我不卖就不算亏损

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只要我等就一定能回本

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他在逃避面对损失的痛苦

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逃避承认自己犯错的尴尬

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可你知道吗

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这种本能在原始社会是救命的

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在现代金融市场却是要命的

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在几10万年前

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我们的祖先生活在危险重重的丛林里

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抓到一只兔子

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必须立刻吃掉

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否则就会腐烂

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就会被抢走

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所以你的基因里刻着四个字

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即使满足

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你必须立刻获得好处

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立刻消除风险

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立刻感受到安全感

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现代金融市场是一个完全反人性的地方

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它不奖励即时满足

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不奖励短期快感

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不奖励逃避风险的本能

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他奖励的是那些能够忍受孤独

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对抗诱惑

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坚守逻辑

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相信未来的人

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你的大脑还停留在丛林时代

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可你却要在金融世界里生存

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这就是你一辈子赚不到大钱的根本原因

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你每一次因为盈利而卖出

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都是在向你的本能投降

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都是在向平庸妥协

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你以为你在做正确的事

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实际上你在亲手摧毁自己的财富

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未来你被自己的大脑欺骗了

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被所谓的落袋为安欺骗了

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被大多数人的错误共识欺骗了

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而我今天要做的就是把你从这个骗局里叫醒

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让你看清楚你每天重复的自以为安全的动作到底有多可怕

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到底有多致命

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我经常跟投资者说一个极尽讽刺的比喻

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这个比喻我讲了几十年

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每一次讲都有人恍然大悟

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每一次讲都有人泪流满面

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我告诉他们

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你现在的做法就像是一个园丁

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每天辛勤的拔掉花园里最名贵

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开得最鲜艳

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最有潜力长成大树的鲜花

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然后用省下来的水去浇灌那些怎么也长不大

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枯萎发黄

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毫无价值的杂草

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你每天在花园里忙忙碌碌

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拔鲜花

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浇杂草

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累得满头大汗

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然后看着手里那点儿从鲜花上换来的微薄现金

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感到了片刻的安宁

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感到了自己的勤劳有所回报

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但你没看见的是

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那朵被你拔掉的鲜花

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本来可以长成亚马逊雨林里的万亿神木

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本来可以遮风挡雨

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本来可以开花结果

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本来可以给你带来一辈子甚至几辈子都用不完的财富

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而你浇灌的那些杂草

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无论你付出多少心血

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无论你等待多久

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它们永远都是杂草

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永远不会长成大树

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永远不会给你带来任何有价值的回报

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你拔掉的是希望

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浇灌的是绝望

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你收割的是蝇头小利

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放弃的是整个人生

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我在市场上见过太多这样的园丁

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他们买入一只股票

225
00:09:38,440 --> 00:09:40,529
公司业绩越来越好

226
00:09:40,529 --> 00:09:42,389
产品越来越畅销

227
00:09:42,389 --> 00:09:44,750
行业前景越来越广阔

228
00:09:44,750 --> 00:09:46,570
股价稳步上涨

229
00:09:46,570 --> 00:09:49,259
这就是花园里最名贵的鲜花

230
00:09:49,259 --> 00:09:51,299
是最有潜力的资产

231
00:09:51,299 --> 00:09:54,289
可他们呢涨了10%卖掉

232
00:09:54,289 --> 00:09:55,610
涨了20%

233
00:09:55,610 --> 00:09:56,629
赶紧离场

234
00:09:56,629 --> 00:09:58,590
他们把鲜花拔掉

235
00:09:58,590 --> 00:09:59,990
换成现金

236
00:09:59,990 --> 00:10:03,169
然后转身去买那些业绩亏损

237
00:10:03,169 --> 00:10:04,509
经营混乱

238
00:10:04,509 --> 00:10:06,830
股价跌跌不休的股票

239
00:10:06,830 --> 00:10:09,049
他们觉得这些股票便宜

240
00:10:09,049 --> 00:10:11,110
觉得这些股票能回本儿

241
00:10:11,110 --> 00:10:15,179
觉得自己可以在这些杂草上创造奇迹

242
00:10:15,179 --> 00:10:18,700
结果呢鲜花被卖掉后一飞冲天

243
00:10:18,700 --> 00:10:21,460
杂草被持有后一路下跌

244
00:10:21,460 --> 00:10:24,100
他们在鲜花上赚了一点小钱

245
00:10:24,100 --> 00:10:26,970
在杂草上亏掉了大部分本金

246
00:10:26,970 --> 00:10:29,009
最后账户越来越少

247
00:10:29,009 --> 00:10:30,740
心态越来越崩

248
00:10:30,740 --> 00:10:32,340
只能安慰自己

249
00:10:32,340 --> 00:10:34,440
我至少落袋为安了

250
00:10:34,440 --> 00:10:35,860
我没有亏光

251
00:10:35,860 --> 00:10:38,889
这就是绝大多数散户的一生

252
00:10:38,889 --> 00:10:40,309
拔掉鲜花

253
00:10:40,309 --> 00:10:41,690
浇灌杂草

254
00:10:41,690 --> 00:10:42,990
追逐小利

255
00:10:42,990 --> 00:10:44,360
错失大势

256
00:10:44,360 --> 00:10:45,860
被本能控制

257
00:10:45,860 --> 00:10:47,259
被情绪左右

258
00:10:47,259 --> 00:10:50,320
我见过有人在早期买入沃尔玛

259
00:10:50,320 --> 00:10:52,370
赚了一点钱就卖掉

260
00:10:52,370 --> 00:10:56,580
然后看着沃尔玛从几美元涨到几百美元

261
00:10:56,580 --> 00:10:59,059
我见过有人买入可口可乐

262
00:10:59,059 --> 00:11:00,759
涨了一点就离场

263
00:11:00,759 --> 00:11:02,950
错过了几十年的长牛

264
00:11:02,950 --> 00:11:06,409
我见过有人买入优秀的科技公司

265
00:11:06,409 --> 00:11:07,590
消费公司

266
00:11:07,590 --> 00:11:08,789
医药公司

267
00:11:08,789 --> 00:11:11,568
每一次都是小赚即走

268
00:11:11,568 --> 00:11:15,229
每一次都错过后面几十倍的涨幅

269
00:11:15,229 --> 00:11:18,200
他们不是没有遇到过机会

270
00:11:18,200 --> 00:11:20,879
不是没有选对过股票

271
00:11:20,879 --> 00:11:23,519
不是没有靠近过财富

272
00:11:23,519 --> 00:11:27,389
他们只是因为那该死的落袋为安

273
00:11:27,389 --> 00:11:30,049
因为那片刻的安全感

274
00:11:30,049 --> 00:11:32,350
亲手把机会推开

275
00:11:32,350 --> 00:11:34,210
把财富送走

276
00:11:34,210 --> 00:11:36,409
你看着手里那点现金

277
00:11:36,409 --> 00:11:37,730
觉得安全

278
00:11:37,730 --> 00:11:39,190
觉得踏实

279
00:11:39,190 --> 00:11:41,809
可你不知道现金是会贬值的

280
00:11:41,809 --> 00:11:43,409
是没有生命力的

281
00:11:43,409 --> 00:11:45,669
是无法帮你对抗通胀

282
00:11:45,669 --> 00:11:46,929
对抗未来的

283
00:11:46,929 --> 00:11:49,009
只有那些优秀的公司

284
00:11:49,009 --> 00:11:53,080
那些不断成长的资产才是真正的财富

285
00:11:53,080 --> 00:11:56,779
才是真正能为你挡风遮雨的参天大树

286
00:11:56,779 --> 00:11:59,370
而你却亲手把大树砍掉

287
00:11:59,370 --> 00:12:02,289
换成了一堆随时会消失的纸币

288
00:12:02,289 --> 00:12:03,789
这不是投资

289
00:12:03,789 --> 00:12:05,110
这是毁灭

290
00:12:05,110 --> 00:12:06,610
这不是智慧

291
00:12:06,610 --> 00:12:07,950
这是愚蠢

292
00:12:07,950 --> 00:12:10,409
为什么你拿不住翻倍股

293
00:12:10,409 --> 00:12:13,309
为什么你永远抓不住十倍股

294
00:12:13,309 --> 00:12:16,068
为什么你明明选对了公司

295
00:12:16,068 --> 00:12:18,308
却永远赚不到大钱

296
00:12:18,308 --> 00:12:21,208
因为你混淆了两个最核心的概念

297
00:12:21,208 --> 00:12:24,349
物化的钱和资产的生命力

298
00:12:24,349 --> 00:12:29,259
这是平庸者和财富拥有者之间最根本的区别

299
00:12:29,259 --> 00:12:32,379
也是我这辈子最重要的投资心得

300
00:12:32,379 --> 00:12:34,200
在平庸者的眼里

301
00:12:34,200 --> 00:12:35,529
钱就是钱

302
00:12:35,529 --> 00:12:37,169
是用来消费的

303
00:12:37,169 --> 00:12:38,809
是用来兑现的

304
00:12:38,809 --> 00:12:41,809
是实实在在握在手里的钞票

305
00:12:41,809 --> 00:12:43,830
他们买入一只股票

306
00:12:43,830 --> 00:12:46,070
1万块变成1.5万

307
00:12:46,070 --> 00:12:47,610
多出来的5000块

308
00:12:47,610 --> 00:12:54,360
在他们眼里就是可以用来吃饭购物旅游改善生活的现金

309
00:12:54,360 --> 00:12:57,210
他们看到的只是数字的变化

310
00:12:57,210 --> 00:13:00,110
只是账户里多出来的那一点钱

311
00:13:00,110 --> 00:13:02,759
他们的眼里只有物化的钱

312
00:13:02,759 --> 00:13:04,679
只有眼前的利益

313
00:13:04,679 --> 00:13:06,679
只有及时的满足

314
00:13:06,679 --> 00:13:11,149
他们把资产的上涨当成兑现利润的机会

315
00:13:11,149 --> 00:13:13,399
当成落袋为安的理由

316
00:13:13,399 --> 00:13:14,799
但在我眼里

317
00:13:14,799 --> 00:13:17,659
在所有真正懂投资的人眼里

318
00:13:17,659 --> 00:13:22,370
这50%的涨幅根本不是用来兑现的钞票

319
00:13:22,370 --> 00:13:26,129
而是这家企业生命力爆发的信号

320
00:13:26,129 --> 00:13:29,599
这意味着公司的产品卖得更好了

321
00:13:29,599 --> 00:13:31,879
意味着公司的利润更高了

322
00:13:31,879 --> 00:13:34,219
意味着公司的竞争力更强了

323
00:13:34,219 --> 00:13:36,639
意味着公司的未来更光明了

324
00:13:36,639 --> 00:13:38,350
这是资产在成长

325
00:13:38,350 --> 00:13:39,350
在壮大

326
00:13:39,350 --> 00:13:40,649
在释放价值

327
00:13:40,649 --> 00:13:42,529
这不是卖出的理由

328
00:13:42,529 --> 00:13:45,250
这是持有甚至加仓的理由

329
00:13:45,250 --> 00:13:48,419
我从来不会因为股价涨了就卖出

330
00:13:48,419 --> 00:13:51,519
我只会因为公司的生命力衰退了

331
00:13:51,519 --> 00:13:52,899
逻辑改变了

332
00:13:52,899 --> 00:13:55,399
基本面恶化了才卖出

333
00:13:55,399 --> 00:13:58,120
我想告诉你一个最残酷的真相

334
00:13:58,120 --> 00:14:03,700
真正让一个人跨越阶层的从来不是每次只赚10%

335
00:14:03,700 --> 00:14:05,840
20%的小聪明

336
00:14:05,840 --> 00:14:09,409
从来不是每天高抛低吸的小技巧

337
00:14:09,409 --> 00:14:13,110
从来不是落袋为安的小安稳

338
00:14:13,110 --> 00:14:16,269
真正让一个人从贫穷走向富有

339
00:14:16,269 --> 00:14:18,250
从平庸走向卓越

340
00:14:18,250 --> 00:14:25,990
从底层走向上层的永远是那一次二次极少数几次的逻辑坚守

341
00:14:25,990 --> 00:14:28,789
是你选对了一家伟大的公司

342
00:14:28,789 --> 00:14:31,039
然后坚守他的成长

343
00:14:31,039 --> 00:14:33,679
陪伴他从幼苗长成大树

344
00:14:33,679 --> 00:14:35,740
从优秀走向卓越

345
00:14:35,740 --> 00:14:38,440
从小公司变成行业巨头

346
00:14:38,440 --> 00:14:44,360
这一次坚守带来的收益超过你一辈子所有小盈利的总和

347
00:14:44,360 --> 00:14:47,620
我见过太多人一辈子做了几百次

348
00:14:47,620 --> 00:14:49,139
几千次交易

349
00:14:49,139 --> 00:14:51,759
赚了无数次10%

350
00:14:51,759 --> 00:14:53,149
20%

351
00:14:53,149 --> 00:14:55,549
最后账户还是原地踏步

352
00:14:55,549 --> 00:14:56,730
甚至亏损

353
00:14:56,730 --> 00:15:02,710
因为他们每一次赚的小钱都会在下一次错误的持有中亏光

354
00:15:02,710 --> 00:15:07,240
而真正的富人一辈子只需要做几次投资

355
00:15:07,240 --> 00:15:09,659
选对几家伟大的公司

356
00:15:09,659 --> 00:15:11,039
坚守下去

357
00:15:11,039 --> 00:15:13,350
就能实现财富的自由

358
00:15:13,350 --> 00:15:15,429
他们不需要频繁交易

359
00:15:15,429 --> 00:15:17,250
不需要每天盯盘

360
00:15:17,250 --> 00:15:19,269
不需要被情绪左右

361
00:15:19,269 --> 00:15:22,230
他们只需要看懂资产的生命力

362
00:15:22,230 --> 00:15:23,730
然后坚守它

363
00:15:23,730 --> 00:15:24,789
等待它

364
00:15:24,789 --> 00:15:26,980
相信它而止盈

365
00:15:26,980 --> 00:15:30,190
尤其是因为涨多了而止盈

366
00:15:30,190 --> 00:15:31,870
本质上是什么

367
00:15:31,870 --> 00:15:35,830
本质上是你对未来的想象力已经枯竭了

368
00:15:35,830 --> 00:15:39,289
你无法想象这家公司会变得更好

369
00:15:39,289 --> 00:15:42,110
无法想象股价会涨得更高

370
00:15:42,110 --> 00:15:45,730
无法想象自己的财富会增长得更快

371
00:15:45,730 --> 00:15:48,730
你只能看到眼前的一点利润

372
00:15:48,730 --> 00:15:51,690
只能感受到眼前的一点安全感

373
00:15:51,690 --> 00:15:54,899
只能满足于眼前的一点小成就

374
00:15:54,899 --> 00:15:58,120
你的认知配不上巨大的财富

375
00:15:58,120 --> 00:16:01,809
你的格局承载不了长期的收益

376
00:16:01,809 --> 00:16:05,389
你的本能抗拒不确定性的未来

377
00:16:05,389 --> 00:16:07,730
所以你选择落袋为安

378
00:16:07,730 --> 00:16:09,879
选择把未来变现

379
00:16:09,879 --> 00:16:12,429
选择把可能性扼杀

380
00:16:12,429 --> 00:16:14,429
你不是输给了市场

381
00:16:14,429 --> 00:16:16,789
你是输给了自己的认知

382
00:16:16,789 --> 00:16:18,899
输给了自己的格局

383
00:16:18,899 --> 00:16:21,679
输给了自己枯竭的想象力

384
00:16:21,679 --> 00:16:22,799
讲到这里

385
00:16:22,799 --> 00:16:24,460
你可能会问查理

386
00:16:24,460 --> 00:16:26,720
我也知道要长期持有

387
00:16:26,720 --> 00:16:29,240
我也知道不要拔掉鲜花

388
00:16:29,240 --> 00:16:31,419
可我就是控制不住自己

389
00:16:31,419 --> 00:16:33,480
我就是想落袋为安

390
00:16:33,480 --> 00:16:35,889
我就是害怕利润回撤

391
00:16:35,889 --> 00:16:39,669
为什么我们这么难战胜落袋为安的本能

392
00:16:39,669 --> 00:16:42,210
为什么这种感觉如此强烈

393
00:16:42,210 --> 00:16:43,809
如此难以抗拒

394
00:16:43,809 --> 00:16:46,570
我来给你揭开最底层的逻辑

395
00:16:46,570 --> 00:16:48,059
这不是你的错

396
00:16:48,059 --> 00:16:50,240
这是人类进化的缺陷

397
00:16:50,240 --> 00:16:53,860
我们的基因里天生就带着落袋为安的冲动

398
00:16:53,860 --> 00:16:56,029
天生就害怕不确定性

399
00:16:56,029 --> 00:16:58,529
天生就追求眼前的安全感

400
00:16:58,529 --> 00:17:00,269
这是刻在骨子里的

401
00:17:00,269 --> 00:17:02,589
是几百万年进化的结果

402
00:17:02,589 --> 00:17:03,928
但问题来了

403
00:17:03,928 --> 00:17:05,229
现代社会

404
00:17:05,229 --> 00:17:10,839
尤其是现代金融市场和原始丛林完全是两个世界

405
00:17:10,839 --> 00:17:15,079
在原始社会即使满足能让你活下来

406
00:17:15,079 --> 00:17:17,769
在金融市场及时满足

407
00:17:17,769 --> 00:17:19,329
会让你穷一辈子

408
00:17:19,329 --> 00:17:22,299
在原始社会落袋为安

409
00:17:22,299 --> 00:17:24,180
能让你避免损失

410
00:17:24,180 --> 00:17:27,089
在金融市场落袋为安

411
00:17:27,089 --> 00:17:29,450
会让你错失所有机会

412
00:17:29,450 --> 00:17:32,670
在原始社会规避不确定性

413
00:17:32,670 --> 00:17:34,029
能让你安全

414
00:17:38,940 --> 00:17:41,839
金融市场的规则就是反人性的

415
00:17:41,839 --> 00:17:45,380
他惩罚那些追逐短期快感的猎人

416
00:17:45,380 --> 00:17:47,880
奖励那些能够忍受孤独

417
00:17:47,880 --> 00:17:50,529
对抗多巴胺诱惑的守望者

418
00:17:50,529 --> 00:17:53,849
你在迈出那一刻感到的爽快

419
00:17:53,849 --> 00:17:55,190
感到的安心

420
00:17:55,190 --> 00:17:56,559
感到的满足

421
00:17:56,559 --> 00:17:58,019
本质上是什么

422
00:17:58,019 --> 00:18:00,440
是你为平庸支付的税

423
00:18:00,440 --> 00:18:02,900
是你为了顺从自己的本能

424
00:18:02,900 --> 00:18:05,579
为了获得短暂的情绪舒适

425
00:18:05,579 --> 00:18:08,559
向市场缴纳的永久性财富税

426
00:18:08,559 --> 00:18:12,638
你交了这笔税就换来了一时的安心

427
00:18:12,638 --> 00:18:15,138
也换来了一辈子的贫穷

428
00:18:15,138 --> 00:18:18,809
我见过太多人一辈子都在交这笔税

429
00:18:18,809 --> 00:18:21,230
每一次卖出盈利股票

430
00:18:21,230 --> 00:18:23,150
每一次落袋为安

431
00:18:23,150 --> 00:18:26,740
每一次顺从本能都是在交税

432
00:18:26,740 --> 00:18:28,740
他们交了几十年的税

433
00:18:28,740 --> 00:18:32,450
把自己本该拥有的财富全部交给了市场

434
00:18:32,450 --> 00:18:36,569
交给了那些能够坚守逻辑对抗本能的人

435
00:18:36,569 --> 00:18:38,589
最后他们一无所有

436
00:18:38,589 --> 00:18:40,509
还抱怨市场不公

437
00:18:40,509 --> 00:18:42,349
抱怨庄家收割

438
00:18:42,349 --> 00:18:44,390
抱怨自己运气不好

439
00:18:44,390 --> 00:18:46,339
他们从来没有想过

440
00:18:46,339 --> 00:18:49,099
真正收割他们的不是别人

441
00:18:49,099 --> 00:18:51,099
正是他们自己的本能

442
00:18:51,099 --> 00:18:53,799
正是他们自己的落袋为安

443
00:18:53,799 --> 00:18:54,900
你要明白

444
00:18:54,900 --> 00:18:58,380
财富从来不会流向追求安全感的人

445
00:18:58,380 --> 00:19:01,259
财富只会流向拥抱不确定性

446
00:19:01,259 --> 00:19:02,900
坚守长期价值

447
00:19:02,900 --> 00:19:04,759
对抗本能冲动的人

448
00:19:04,759 --> 00:19:08,710
安全感是这个世界上最昂贵的奢侈品

449
00:19:08,710 --> 00:19:10,509
你越是追求它

450
00:19:10,509 --> 00:19:12,329
你就越得不到它

451
00:19:12,329 --> 00:19:14,750
你越是接受不确定性

452
00:19:14,750 --> 00:19:17,450
你就越能获得真正的安全

453
00:19:17,450 --> 00:19:19,690
好了讲了这么多道理

454
00:19:19,690 --> 00:19:23,170
我知道你已经明白了落袋为安的危害

455
00:19:23,170 --> 00:19:25,329
明白了自己的本能缺陷

456
00:19:25,329 --> 00:19:28,539
但我知道道理懂了不一定能做到

457
00:19:28,539 --> 00:19:31,359
所以接下来我要给你最实操

458
00:19:31,359 --> 00:19:32,460
最落地

459
00:19:32,460 --> 00:19:34,700
最能立刻用上的方法

460
00:19:34,700 --> 00:19:37,289
帮你战胜落袋为安的本能

461
00:19:37,289 --> 00:19:39,049
帮你拿住翻倍股

462
00:19:39,049 --> 00:19:40,789
帮你抓住十倍股

463
00:19:40,789 --> 00:19:42,659
这个方法很简单

464
00:19:42,659 --> 00:19:45,750
我把它叫做观察者模式

465
00:19:45,750 --> 00:19:48,069
下一次当你看着盘面

466
00:19:48,069 --> 00:19:50,210
当你手里的股票盈利了

467
00:19:50,210 --> 00:19:52,789
当你又想点击那个卖出按钮

468
00:19:52,789 --> 00:19:56,369
当落袋为安的冲动再次涌上心头的时候

469
00:19:56,369 --> 00:20:00,819
请你立刻马上毫不犹豫地按下一秒钟的暂停键

470
00:20:00,819 --> 00:20:02,279
不要动鼠标

471
00:20:02,279 --> 00:20:03,720
不要点屏幕

472
00:20:03,720 --> 00:20:05,440
不要做任何动作

473
00:20:05,440 --> 00:20:06,680
就停在那里

474
00:20:06,680 --> 00:20:08,690
给自己一秒钟的时间

475
00:20:08,690 --> 00:20:12,950
然后像一个局外人一样观察你此时此刻的身体

476
00:20:12,950 --> 00:20:15,309
观察你此时此刻的情绪

477
00:20:15,309 --> 00:20:17,440
你是不是心跳加快

478
00:20:17,440 --> 00:20:19,380
是不是手心出汗

479
00:20:19,380 --> 00:20:21,888
是不是脑子里充满了焦虑

480
00:20:21,888 --> 00:20:28,519
你是不是想通过卖出这个动作来结束那种害怕利润回撤的焦虑

481
00:20:28,519 --> 00:20:33,799
是不是想通过落袋为安来获得片刻的安心

482
00:20:33,799 --> 00:20:36,019
你要清清楚楚地看到

483
00:20:36,019 --> 00:20:37,970
你想卖出的理由

484
00:20:37,970 --> 00:20:40,329
根本不是公司变坏了

485
00:20:40,329 --> 00:20:42,450
根本不是逻辑改变了

486
00:20:42,450 --> 00:20:44,769
根本不是估值过高了

487
00:20:44,769 --> 00:20:48,869
你想卖出的唯一理由就是你的情绪在作祟

488
00:20:48,869 --> 00:20:51,210
就是你的本能在控制你

489
00:20:51,210 --> 00:20:54,250
就是你害怕失去眼前的利润

490
00:20:54,250 --> 00:20:56,099
我给你一条铁律

491
00:20:56,099 --> 00:20:59,099
一条我坚守了一辈子的铁律

492
00:20:59,099 --> 00:21:01,119
你把它刻在心里

493
00:21:01,119 --> 00:21:03,450
刻在你的交易系统里

494
00:21:03,450 --> 00:21:07,349
如果你卖出的理由仅仅是因为它涨多了

495
00:21:07,349 --> 00:21:09,509
而不是他的逻辑变了

496
00:21:09,509 --> 00:21:11,170
那你就是在犯罪

497
00:21:11,170 --> 00:21:13,730
你是在对自己的财富犯罪

498
00:21:13,730 --> 00:21:16,269
你是在对自己的未来犯罪

499
00:21:16,269 --> 00:21:18,869
你是在对自己的家人犯罪

500
00:21:18,869 --> 00:21:20,349
股价涨多了

501
00:21:20,349 --> 00:21:22,539
从来不是卖出的理由

502
00:21:22,539 --> 00:21:25,960
一家好公司就是会不断上涨

503
00:21:25,960 --> 00:21:28,179
就是会不断创新高

504
00:21:28,179 --> 00:21:30,719
就是会让你觉得涨多了

505
00:21:30,719 --> 00:21:32,659
如果涨多了就要卖

506
00:21:32,659 --> 00:21:34,000
那沃尔玛

507
00:21:34,000 --> 00:21:35,380
可口可乐

508
00:21:35,380 --> 00:21:36,480
微软

509
00:21:36,480 --> 00:21:40,339
亚马逊这些伟大的公司早就被卖光了

510
00:21:40,339 --> 00:21:44,369
根本不会有后来的几十倍几百倍涨幅

511
00:21:44,369 --> 00:21:46,890
只有公司的基本面恶化了

512
00:21:46,890 --> 00:21:48,230
逻辑改变了

513
00:21:48,230 --> 00:21:49,730
竞争力消失了

514
00:21:49,730 --> 00:21:51,888
才是卖出的唯一理由

515
00:21:51,888 --> 00:21:54,500
当你看清自己的情绪

516
00:21:54,500 --> 00:21:56,859
看清自己的本能之后

517
00:21:56,859 --> 00:22:01,099
试着把注意力从那个跳动的数字上移开

518
00:22:01,099 --> 00:22:02,579
不要看股价

519
00:22:02,579 --> 00:22:04,079
不要看盈亏

520
00:22:04,079 --> 00:22:05,619
不要看账户

521
00:22:05,619 --> 00:22:08,529
去感受水流过手背的温度

522
00:22:08,529 --> 00:22:10,650
去听听窗外的风声

523
00:22:10,650 --> 00:22:12,650
去看看身边的绿植

524
00:22:12,650 --> 00:22:14,170
去喝一口水

525
00:22:14,170 --> 00:22:15,549
去深呼吸

526
00:22:15,549 --> 00:22:17,369
让你的情绪流走

527
00:22:17,369 --> 00:22:19,230
让你的焦虑消散

528
00:22:19,230 --> 00:22:21,230
让你的本能平静下来

529
00:22:21,230 --> 00:22:22,339
你要记住

530
00:22:22,339 --> 00:22:26,140
股价的波动只是市场先生的情绪表演

531
00:22:26,140 --> 00:22:28,949
不是公司真实价值的体现

532
00:22:28,949 --> 00:22:31,868
你的盈利不是虚幻的数字

533
00:22:31,868 --> 00:22:34,159
是公司成长的证明

534
00:22:34,159 --> 00:22:37,239
你不需要通过卖出来证明自己盈利

535
00:22:37,239 --> 00:22:41,038
你只需要通过坚守来让盈利持续增长

536
00:22:41,038 --> 00:22:42,679
让你的情绪流走

537
00:22:42,679 --> 00:22:44,318
让你的资产留下

538
00:22:44,318 --> 00:22:46,079
让你的本能安静

539
00:22:46,079 --> 00:22:47,799
让你的逻辑主导

540
00:22:47,799 --> 00:22:50,759
我教你一个最简单的执行方法

541
00:22:50,759 --> 00:22:53,460
每次想卖出盈利股票的时候

542
00:22:53,460 --> 00:22:55,509
写下三个卖出理由

543
00:22:55,509 --> 00:23:00,750
如果这三个理由里没有任何一个是关于公司基本面

544
00:23:00,750 --> 00:23:02,009
行业逻辑

545
00:23:02,009 --> 00:23:03,569
核心竞争力的

546
00:23:03,569 --> 00:23:04,910
全都是涨多了

547
00:23:04,910 --> 00:23:05,750
怕回撤

548
00:23:05,750 --> 00:23:07,049
想落袋为安

549
00:23:07,049 --> 00:23:08,549
那就绝对不要卖

550
00:23:08,549 --> 00:23:10,888
把卖出的按钮藏起来

551
00:23:10,888 --> 00:23:12,769
把交易软件关掉

552
00:23:12,769 --> 00:23:14,339
去做别的事情

553
00:23:14,339 --> 00:23:15,500
三天之后

554
00:23:15,500 --> 00:23:17,799
一周之后你再回来看

555
00:23:17,799 --> 00:23:22,000
你会发现你当时想卖出的冲动是多么愚蠢

556
00:23:22,000 --> 00:23:23,089
多么可笑

557
00:23:23,089 --> 00:23:25,799
这个方法我教过无数投资者

558
00:23:25,799 --> 00:23:27,559
每一个人坚持下去

559
00:23:27,559 --> 00:23:29,619
都能慢慢战胜本能

560
00:23:29,619 --> 00:23:31,299
慢慢拿住大牛股

561
00:23:31,299 --> 00:23:33,559
慢慢实现财富的增长

562
00:23:33,559 --> 00:23:36,160
他不需要你有高深的知识

563
00:23:36,160 --> 00:23:38,500
不需要你有专业的技能

564
00:23:38,500 --> 00:23:41,159
只需要你有一秒钟的暂停

565
00:23:41,159 --> 00:23:43,358
有一次对自己的观察

566
00:23:43,358 --> 00:23:47,138
有一次对本能的对抗就这么简单

567
00:23:47,138 --> 00:23:48,679
就这么有效

568
00:23:48,679 --> 00:23:51,558
投资到最后拼的不是技术

569
00:23:51,558 --> 00:23:52,618
不是信息

570
00:23:52,618 --> 00:23:53,819
不是资金

571
00:23:53,819 --> 00:23:55,200
拼的是人性

572
00:23:55,200 --> 00:23:56,200
是格局

573
00:23:56,200 --> 00:23:57,299
是认知

574
00:23:57,299 --> 00:23:59,388
是对抗本能的能力

575
00:23:59,388 --> 00:24:02,409
谁能战胜落袋为安的冲动

576
00:24:02,409 --> 00:24:04,788
谁能拿住优秀的资产

577
00:24:04,788 --> 00:24:07,788
谁就能在这个市场上赚到大钱

578
00:24:07,788 --> 00:24:10,049
谁就能实现财务自由

579
00:24:10,049 --> 00:24:13,789
最后我想跟你做一次最后的升华

580
00:24:13,789 --> 00:24:15,490
一次关于财富

581
00:24:15,490 --> 00:24:16,710
关于人生

582
00:24:16,710 --> 00:24:18,420
关于自由的对话

583
00:24:18,420 --> 00:24:19,680
我想告诉你

584
00:24:19,680 --> 00:24:22,039
财务自由到底是什么

585
00:24:22,039 --> 00:24:26,469
很多人以为财务自由就是拥有很多很多钱

586
00:24:26,469 --> 00:24:28,709
就是想买什么就买什么

587
00:24:28,709 --> 00:24:30,148
就是不用工作

588
00:24:30,148 --> 00:24:31,709
就是吃喝玩乐

589
00:24:31,709 --> 00:24:36,049
这是对财务自由最肤浅最错误的理解

590
00:24:36,049 --> 00:24:37,250
在我看来

591
00:24:37,250 --> 00:24:40,949
财务自由从来不是关于你拥有多少钱

592
00:24:40,949 --> 00:24:45,068
而是关于你是否拥有掌控自己本能的自由

593
00:24:45,068 --> 00:24:48,710
你能掌控自己想落袋为安的冲动

594
00:24:48,710 --> 00:24:51,430
你就拥有了财富增长的自由

595
00:24:51,430 --> 00:24:54,559
你能掌控自己害怕回撤的焦虑

596
00:24:54,559 --> 00:24:57,640
你就拥有了长期持有的自由

597
00:24:57,640 --> 00:25:00,799
你能掌控自己即时满足的本能

598
00:25:00,799 --> 00:25:03,579
你就拥有了跨越阶层的自由

599
00:25:03,579 --> 00:25:05,579
当你不再被本能控制

600
00:25:05,579 --> 00:25:07,440
不再被情绪左右

601
00:25:07,440 --> 00:25:10,380
不再被短期安全感绑架的时候

602
00:25:10,380 --> 00:25:12,500
你才是真正自由的人

603
00:25:12,500 --> 00:25:15,369
你的财富只是你自由的副产品

604
00:25:15,369 --> 00:25:17,369
只是你掌控本能的结果

605
00:25:17,369 --> 00:25:19,869
我希望你从今天开始

606
00:25:19,869 --> 00:25:22,049
不要再做那个拔掉鲜花

607
00:25:22,049 --> 00:25:23,750
浇灌杂草的园丁

608
00:25:23,750 --> 00:25:26,259
不要再做那个被本能控制

609
00:25:26,259 --> 00:25:28,819
被落袋为安绑架的平庸者

610
00:25:28,819 --> 00:25:34,140
不要再做那个用短暂安全感交换长其可能性的失败者

611
00:25:34,140 --> 00:25:36,240
站起来对抗你的本能

612
00:25:36,240 --> 00:25:37,929
坚守你的逻辑

613
00:25:37,929 --> 00:25:39,588
相信你的选择

614
00:25:39,588 --> 00:25:41,128
拿住你的资产

615
00:25:41,128 --> 00:25:46,609
今天我想邀请你在视频下方诚实地写下一句话

616
00:25:46,609 --> 00:25:48,950
你曾经在哪只股票上

617
00:25:48,950 --> 00:25:53,940
因为落袋为安而错失了整个人生翻盘的机会

618
00:25:53,940 --> 00:25:56,140
写下来不是为了后悔

619
00:25:56,140 --> 00:25:58,009
不是为了自责

620
00:25:58,009 --> 00:25:59,809
而是为了告别

621
00:25:59,809 --> 00:26:03,049
当你把这件事写下来的那一刻

622
00:26:03,049 --> 00:26:06,750
你就是在和过去的贫穷思维告别

623
00:26:06,750 --> 00:26:09,390
和过去的本能妥协告别

624
00:26:09,390 --> 00:26:12,059
和过去的平庸自己告别

625
00:26:12,059 --> 00:26:13,099
写下来

626
00:26:13,099 --> 00:26:14,240
然后放下

627
00:26:14,240 --> 00:26:15,630
从今天起

628
00:26:15,630 --> 00:26:17,349
做一个守望者

629
00:26:17,349 --> 00:26:19,029
做一个坚守者

630
00:26:19,029 --> 00:26:21,670
做一个对抗本能的强者

631
00:26:21,670 --> 00:26:23,740
不要再拔掉鲜花

632
00:26:23,740 --> 00:26:25,700
不要再浇灌杂草

633
00:26:25,700 --> 00:26:27,759
不要再让落袋为安

634
00:26:27,759 --> 00:26:29,920
毁掉你的财务自由

635
00:26:29,920 --> 00:26:30,940
相信我

636
00:26:30,940 --> 00:26:33,059
当你真正学会坚守

637
00:26:33,059 --> 00:26:34,900
学会对抗本能

638
00:26:34,900 --> 00:26:37,539
学会放弃短暂的安全感

639
00:26:37,539 --> 00:26:41,299
你会发现财富会像潮水一样向你涌来

640
00:26:41,299 --> 00:26:42,900
你想要的自由

641
00:26:42,900 --> 00:26:44,440
你想要的人生

642
00:26:44,440 --> 00:26:47,960
你想要的未来都会如期而至

643
00:26:47,960 --> 00:26:49,469
这不是鸡汤

644
00:26:49,469 --> 00:26:53,240
这是我一辈子用真金白银换来的真理

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