普通人如何赚到人生第一个100万？理财经典书籍《百万富翁快车道》

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赚钱的底层逻辑就三条

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这本书全说透了

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可惜的是

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大多数人都搞反了

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所以一辈子在底层挣扎

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你是不是也经常觉得每天加班996工资

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却总也追不上房价和物价

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你是不是也试过记账省钱学理财

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可几年下来存款还是少得可怜

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甚至你越努力反而越焦虑

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越拼命

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却理想要的生活越远

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如果你心里曾经闪过这些疑问

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那么今天这条视频就是为你做的

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因为百万富翁快车道

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这本书几乎是用咆哮的方式告诉你

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你走的那条路根本就不是致富路

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那是一条设计好的贫穷陷阱

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今天我们不聊鸡汤就聊钱

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然后你怎么才能真的尽快的有尊严的赚到钱

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好我们正式开始

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首先第一个核心点

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90%的人都在走的慢车道

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其实是条死胡同

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你是不是从小就被灌输好好读书

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考个好大学

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找份稳定工作

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努力升职加薪

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每月攒点钱

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靠复利理财

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等退休就有钱了

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这就是书里说的慢车道

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也是咱们父母辈最认可的路

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但德玛克在书里直接戳破了这条路

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人走的最多

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但几乎没人能真正变富

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顶多是勉强不缺钱

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他管这个叫用时间换钱的陷阱

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你的财富增长完全依赖于你那份工作的工资

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线性增长和少得可怜的投资回报

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但你的时间呢

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你的青春呢

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你的健康呢全被绑死了

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更残酷的是

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这条路上有无数风险

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裁员

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行业衰落

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疾病意外

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任何一个波动就能让你几十年的计划归零

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这条路最大的欺骗性在于

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它看起来安全体面

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有希望

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但它本质上是用你一生最宝贵的资产

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时间和自由去换一份不确定的微薄的未来收益

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你是在用一生下一注必输的赌局

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前两年教培行业大变动

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多少资深老师突然失业

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他们走了十几年的慢车道

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以为有铁饭碗

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结果说砸就砸

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德玛克自己也走过慢车道

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他刚毕业的时候在一家公司做销售

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每天西装革履跑客户

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一个月挣几千块

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省吃俭用攒钱

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结果一场意外生病

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不仅花光了积蓄

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还欠了外债

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就是这次经历让他醒悟

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靠卖时间赚钱永远没有安全感

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听到这可能有人会问

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那慢车道走不通

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快车道到底是啥

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总不能让我们都去创业吧

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别急

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这就是我要讲的第二个核心点

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快车道的核心不是创业

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而是建立杠杆

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让钱和别人的时间为你工作

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德玛克在书里说

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真正的财富公式从来不是工资加理财

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而是价值成杠杆

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啥意思

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就是你先创造出能满足大众需求的价值

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然后用杠杆放大这个价值

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让它在你睡觉的时候也能赚钱

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这才是快车道的本质

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跟你是不是老板没关系

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我给你举几个例子

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你就明白杠杆有多厉害

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第一个是德玛克和自己的案例

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他从医院出来后没再找工作

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而是发现身边很多人想订披萨

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但懒得打电话

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他就做了个简单的披萨外卖网站

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把当地披萨店的菜单放上去

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用户在线下单

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他抽成

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一开始他自己维护网站

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后来雇了个大学生帮忙

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自己只负责对接商家

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这个网站就是他的杠杆

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每天有几百人下单

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他不用盯班也能赚钱

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3年就赚够了第一桶金

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再比如咱们熟悉的李佳琪

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他一开始也是专柜导购

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靠卖口红赚提成

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这是慢车道

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后来他开始拍口红试色视频发在网上

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这就建立了内容杠杆

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一条视频能被几百万人看到

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比他一天接待几十个客户效率高多了

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再后来他开直播

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用流量杠杆放大

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现在一场直播能卖几个亿

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这就是杠杆的力量

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可能有人会说

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我不会做网站

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也不会拍视频

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咋搞杠杆

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其实杠杆不一定是高科技

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生活里到处都是

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我有个朋友是个会计

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平时上班月薪8000

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后来他发现很多小企业老板不会做税务筹划

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他就整理了一套小企业税务省钱手册

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在网上卖99块钱

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一开始他自己推广

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这就是人力杠杆

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现在他每个月靠卖手册能赚2万多

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比上班还多

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而且不用额外花太多时间

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德玛克在书里总结了三种最适合普通人的杠杆

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第一种是内容杠杆

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比如写文章

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拍视频

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做课程

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一次创作能反复赚钱

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第二种是人力杠杆

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就是雇人帮你做事

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放大你的效率

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第三种是工具杠杆

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比如网站app自动化设备

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让工具替你干活

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这三种杠杆

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普通人选一种深耕都能从慢车道转过来

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听到这可能有人已经心动了

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想赶紧找个杠杆试试

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但先别急

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我要讲第三个核心点

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也是最关键的一点

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所有能赚钱的杠杆都必须建立在解决需求上

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否则再厉害的杠杆也没用

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德玛克在书里反复强调

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财富的本质是解决问题

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你解决的问题越大

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解决的人越多

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你赚的钱就越多

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很多人创业或者做副业失败

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不是因为没杠杆

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而是一开始就搞错了方向

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做了自己觉得好的东西

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而不是别人需要的东西

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这是90%的人走弯路的原因

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我给你讲个反面案例

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我以前有个同事特别喜欢手冲咖啡

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觉得自己做的咖啡特别好喝

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就辞职开了家首冲咖啡店

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装修的很有格调

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一杯咖啡卖48块

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结果开了半年就倒闭了

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因为他们小区里的人要么喝速溶

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要么喝瑞幸的平价咖啡

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根本没人愿意花48块喝手冲

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他做的东西很好

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但没解决别人的需求

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所以再用心也没用

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而快车道的高手都是先找需求再建杠杆

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就像德玛科做披萨网站

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不是他自己喜欢披萨

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而是他发现了用户懒得打电话订披萨这个需求

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我那个会计朋友做税务手册

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也是先发现了小企业老板想省钱

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但不会筹划的需求

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先找到真需求

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再用杠杆放大

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这才是稳赚不赔的逻辑

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那怎么找到真需求呢

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德玛克在书里给了个特别简单的方法

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叫痛苦清单法

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就是每天花10分钟

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写下自己和身边人遇到的麻烦事

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比如上班带饭

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饭盒容易凉

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想给孩子买绘本

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不知道选哪本

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老人不会用智能手机打车不方便

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这些麻烦事就是现成的需求

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你只要能解决其中一个就有赚钱的机会

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我给你举个真实的例子

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有个宝妈发现

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身边很多妈妈给孩子选绘本的时候都很纠结

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不知道选什么年龄段的

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也不知道哪些内容好

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他就做了个绘本分级指南

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按照孩子的年龄和认知水平推荐对应的绘本

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还附上自己的阅读心得

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他把这个指南做成了电子书

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卖39块钱

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还建了个微信群

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每天在群里解答问题

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因为解决了妈妈们的痛点

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他第一个月就卖了1000多份

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现在每个月收入稳定在1万多

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他用的就是内容杠杆

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解决的是真实需求

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讲到这里

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百万富翁快车道的核心内容就差不多讲完了

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我再总结一下

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大多数人之所以赚不到钱

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是因为走了慢车道

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靠时间换钱

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而快车道的核心是搭建系统

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创造被动收入

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关键是找到需求

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用好杠杆

228
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可能有人会说

229
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我现在年龄大了

230
00:06:11,600 --> 00:06:12,779
再开始是不是晚了

231
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我跟你说

232
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褚时健老爷子70多岁才开始创造了楚城

233
00:06:16,300 --> 00:06:17,759
永远没有太晚的开始

234
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只有不敢开始的犹豫

235
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我知道对于我们普通人来说

236
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改变固有的思维

237
00:06:22,079 --> 00:06:24,120
很难从慢车道切换到快车道

238
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也需要勇气

239
00:06:24,980 --> 00:06:26,660
但你想想你现在不改变

240
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10年后会是什么样子

241
00:06:28,139 --> 00:06:29,740
还是每天为了工资奔波

242
00:06:29,740 --> 00:06:30,800
还是不敢生病

243
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不敢失业

244
00:06:31,620 --> 00:06:33,639
还是看着别人的生活羡慕不已

245
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与其这样

246
00:06:34,339 --> 00:06:35,899
不如现在就迈出一小步

247
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先找一个小需求

248
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做一个最小化的系统

249
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慢慢尝试

250
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当然书里还有很多细节

251
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比如怎么判断一个需求是不是真需求

252
00:06:43,620 --> 00:06:45,079
怎么避开杠杆的陷阱

253
00:06:45,079 --> 00:06:47,420
怎么从0~1搭建自己的赚钱系统

254
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这些内容我今天没办法一一讲完

255
00:06:49,519 --> 00:06:51,279
强烈建议你去读一下原著

256
00:06:51,279 --> 00:06:53,519
深读后可能会改变你的财富轨迹

257
00:06:53,519 --> 00:06:55,600
如果你觉得今天的内容对你有帮助

258
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一定要点赞收藏

259
00:06:56,860 --> 00:06:59,180
转发给你身边正在为钱发愁的朋友

260
00:06:59,180 --> 00:07:00,899
让他们也能看到这条快车道

261
00:07:00,899 --> 00:07:02,579
也欢迎你在评论区留言

262
00:07:02,579 --> 00:07:04,680
说说你想搭建什么样的赚钱系统

263
00:07:04,680 --> 00:07:05,720
我们一起交流

264
00:07:05,720 --> 00:07:06,600
最后送给大家

265
00:07:06,600 --> 00:07:07,480
书中的一句话

266
00:07:07,480 --> 00:07:08,839
也是我特别喜欢的

267
00:07:08,839 --> 00:07:11,040
真正的百万富翁不是赚够了钱

268
00:07:11,040 --> 00:07:12,819
而是掌控了人生的主动权

269
00:07:12,819 --> 00:07:15,519
希望今天的分享能让你跳出固有的思维

270
00:07:15,519 --> 00:07:17,040
找到属于自己的快车道

271
00:07:17,040 --> 00:07:18,819
如果今天的内容对你有帮助

272
00:07:18,819 --> 00:07:19,819
别忘了点个赞

273
00:07:19,819 --> 00:07:20,779
关注我以后

274
00:07:20,779 --> 00:07:23,079
我会分享更多能改变你思维的好书

275
00:07:23,079 --> 00:07:24,100
咱们下期再见

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