负债千万如何破局

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今天收到一个兄弟的留言

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他说强哥今天刷到你的视频啊

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你说回到山东

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心就凉了一半

5
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太有感觉了

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这是我这几年越来越明显的有这种感觉

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不管出去学习还是出差

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感觉机会很多

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每次回来热血澎湃

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干劲十足

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但是一落地就干的一塌糊涂

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久而久之呢

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自己的心也凉了

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但是呢还不死心

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还抱有幻想

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而且呢在县城里面呢

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人才本身匮乏

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培养的很少

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导致自己的很累

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有时候不想干了

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但是呢还有上千万的贷款

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根本不能停

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而且那都是琐碎的事

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没有什么价值

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想抽出来跟你一样做投资

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但是呢发现了自己呢抽不出身来

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我该怎么办呢

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我是自己还继续干

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还是说把这个贷款呢怎么能还掉啊

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非常纠结

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强哥能不能给点建议啊

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实际上这两天我收到了好几个留言啊

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不光这一个兄弟

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还有一个广东的美女啊

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不是广东的

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她就是做那个花卉啊

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类似这样做农产品的也是啊

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附带了1000多万

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实际上这两年负债的人呢都是那些比较能干

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有想法的人

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他首先呢他是因为在过去的十几年

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红利里面赚了钱了啊

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可能不是那么多

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但是呢到了19年之后呢

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想扩大规模啊

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正好赶上这几年行业内卷严重下滑啊

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亏损结果来发现

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你别说扩大规模了

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能把贷款还上就不错

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都是千万的负债

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那你把资产卖掉的话

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可能呢原来的资产值3000万

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现在可能卖1000万都卖不掉了

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大部分都是当炮弹卖的

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所以这种情况很多很多的各位

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所以很多人看我视频都给我留言

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说该怎么办

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实际上我告诉你啊

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就两件事

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第一件事只做赚钱的生意

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只做赚钱的

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就税小规模

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这个非常非常重要

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对说小规模不赚钱坚决不干

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然后呢聚焦于赚钱的东西

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但是很多兄弟说

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那我那我其他的东西怎么办

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砍很简单

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砍就行了

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第二个呢

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你在那个地方没有人才怎么办呢

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找个人还顶着

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然后自己先出去啊

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去南方重新搞

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很多人就理解不了啊

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就是我在2019年开始

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我几年没去公司了啊

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我有三到4年没去

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我现在来美国一年了

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我一次都没去

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你大家想想

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我来美国这一年我连电话也不打

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昨天我们公司放假了

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我该花钱花钱

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该分钱分钱哈

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反正我也不管是吧

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你们自己想办法就这么简单

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为啥呢

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你算笔账就行了

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你在那管

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比如你公司一年啊

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100个人啊

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做上两个亿

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你正好0.5到一个点一两百万

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如果你自己一个人能赚1000万2000万

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你干嘛为了100万消耗自己精力呢

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难道你就号那里面你多到100万

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不一定

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各位就是你在那里你不一定多到100万

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他可能会亏的更多

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为啥呢

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因为老板只要上阵

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基本上就是加大投入

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增加销售额哈

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然后呢不惜一切代价哈

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拿下谁谁谁

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你看看这些老板不都犯这种错误吗

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你看看中国那些企业哪个市值暴跌不跌啊

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你看比亚迪不是这样的吗

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打价格战到最后把自己给干

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股价也腰斩了对吧

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小米啊为了扩大规模

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你看横跨了分到四个领域

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你看小米下有腰斩了吧

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我当时说小米腰斩

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还很多人骂我

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你看我的视频

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半年前我说啥

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多少人因为我的视频逃离了60块钱清仓小米

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我当时在群里面讲这句话的时候

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还有个福建的阿文把我给投诉举报了

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我每次都说我说我不是差他

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这点举报我无所谓的哈

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但是你本来可以手里面那个现金过去养老的

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你这压好了

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腰斩了你

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你这这这去哪里再多赚个几百万回来

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哪有这种机会多赚几百万

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对不对

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所以我本质上发这些东西的目的是分享思考

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我的思考

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因为我是一天要花十稿去思考

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每天一个人在这个安静的地方

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天天在想他能一样吗

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你天天在一个嘈杂的地方

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人堆里面

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我是在一个安静的地方哈

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独自思考

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他完全两个状态

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我肯定思路比大部分人清晰的多

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毋庸置疑啊

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因为我犯过很多错误

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各位就今天这些兄弟负债千万的这些错误

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我都犯过

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我比你犯的多多了

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我工厂我告诉你

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到现在几千万的应收款

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那不都是我犯的错误吗

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我的决策对的

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我说我们要做工厂

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我要做出海

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对吧

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我们16年做外贸了对吧

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17年一八年做跨境了

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我想的很明白

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做高毛利

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做差异化也确确实实和我想的一样

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确实刚开始赚了大钱

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但是就我的野心把我害了

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我觉得以我的能力

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我可以高歌猛进

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我可以复制到很多渠道里面

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然后我做了线下

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然后线下的开始搞展会

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搞展会之后呢

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开始去做工程

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做了工程之后呢

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出现了大量预收款

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充钱应付款之后呢

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然后为了大量应收款要回来

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然后做更多的订单

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然后呢工厂越来越大

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然后工厂一大呢

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结果呢这个订单跟不上

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然后为了搞定单呢就降价

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降价完之后呢

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电商开始不挣钱

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不挣钱之后呢

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开始就焦虑猛投入

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扩大份额

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胡乱开发品

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产品越开发越多

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一年开发几百三千个品

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结果呢没有一个卖包的

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卖起来都是不挣钱的

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挣钱的

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一个卖不动不都一样吗

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各位这都是因为你在做这个决策的时候

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你没有像我一样

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就是当时和我当当时的我一样

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就是完全是属于真的是在这里没想明白

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就开始做决策了

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你看我今天呢

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我今天你看我做啥决策

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我都不着急

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各位今天如果说你已经财务自由了哈

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咱不说几几个亿了

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咱就说有你额几千万

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不管谁找你

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让你干任何事

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你就拖

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你就等你就想一条

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你不干

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你不会亏

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你干了有可能会亏

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有可能会赚

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你干嘛

208
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为了那50%的胜率去让自己难受呢

209
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你这些钱你不亏

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你也花不完

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你为什么非得要去赚一些自己用不到的钱

212
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冒出来一些代价呢

213
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对不对

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所以你把这些事想明白真的很重要

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各位我就觉得你只要在中国有钱了

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哼你就躺着

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你你什么时候等来天大的好机会

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就像我在会员群讲的所有话都是兄弟们

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你们好好学

220
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把我过去讲的所有的公司

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这3年多我讲的那个公司的变化

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你注意看看

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你从开始看看到最后你就看两件事

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第一个是我当时怎么都固执的

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第二个从头到尾啊

226
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这个波动的时候

227
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每个人的状态怎么样的

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第三个赚到大钱的人什么特点

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哈哈没赚到大钱的人什么特点

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你注意观察

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你从固执到人性

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了解明白了

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你就在等机会

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一年等他一次

235
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我就问你有一次翻倍

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你就翻倍了

237
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很牛逼了好不好啊

238
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你不用说每天有机会

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你一年等上一次够了

240
00:06:13,528 --> 00:06:15,529
巴菲特3年五年还等一次机会

241
00:06:15,529 --> 00:06:16,610
你知道芒哥有个故事

242
00:06:16,610 --> 00:06:17,350
你就查他啊

243
00:06:17,350 --> 00:06:18,329
芒哥当时说了一句话

244
00:06:18,329 --> 00:06:20,430
他说他看一份报纸

245
00:06:20,430 --> 00:06:22,889
他看了整整40年才发现了一个机会

246
00:06:22,889 --> 00:06:24,730
他说40多年啊

247
00:06:25,040 --> 00:06:27,160
这个巴伦周刊你可以查看那个故事

248
00:06:27,160 --> 00:06:27,680
这是真实的

249
00:06:27,680 --> 00:06:27,920
知道吗

250
00:06:27,920 --> 00:06:30,899
那李璐专门专门转述了个原话啊

251
00:06:30,899 --> 00:06:33,478
就是40多年只发现一次机会

252
00:06:33,478 --> 00:06:34,658
这就是芒格

253
00:06:34,658 --> 00:06:34,978
知道吗

254
00:06:34,978 --> 00:06:37,259
你足够的耐心就是赚大钱

255
00:06:37,259 --> 00:06:39,738
就是耐心等着就是发现一眼低估

256
00:06:39,738 --> 00:06:42,379
就像我去年给大家分享的那些翻倍股

257
00:06:42,379 --> 00:06:44,639
阿特17块多八块对吧

258
00:06:44,639 --> 00:06:45,699
一路干到30多

259
00:06:45,699 --> 00:06:46,360
对不对

260
00:06:46,360 --> 00:06:50,720
然后你再说今年发现了这个这个红卡

261
00:06:50,720 --> 00:06:53,540
嘿还有我分享了很多对吧

262
00:06:53,540 --> 00:06:54,779
卫星是吧

263
00:06:54,779 --> 00:06:57,470
嗯特别通讯是吧

264
00:06:57,470 --> 00:06:57,990
不多不多

265
00:06:57,990 --> 00:06:58,949
三四十%是吧

266
00:06:58,949 --> 00:07:00,470
还有全部控股

267
00:07:00,470 --> 00:07:01,490
对不对哈

268
00:07:01,490 --> 00:07:03,149
还有前两天给大家发现的啊

269
00:07:03,149 --> 00:07:03,910
某机电公司

270
00:07:03,910 --> 00:07:04,389
就是对啊

271
00:07:04,389 --> 00:07:07,069
就是实在都等来的就是破镜是吧

272
00:07:07,069 --> 00:07:08,350
业务有成长性啊

273
00:07:08,350 --> 00:07:10,389
然后呢呵赶上这个爆发了

274
00:07:10,389 --> 00:07:11,089
行业爆发

275
00:07:11,089 --> 00:07:12,790
去年还给人家推荐了很多上传呀

276
00:07:12,790 --> 00:07:13,389
微信啊

277
00:07:13,389 --> 00:07:14,269
很多的知道吗

278
00:07:14,269 --> 00:07:15,410
就是等来的

279
00:07:15,410 --> 00:07:18,129
你就等着有那么三个月等它一次

280
00:07:18,129 --> 00:07:20,408
逮度就翻倍就行了是吧

281
00:07:20,408 --> 00:07:22,449
所以说所有赚大钱的人

282
00:07:22,449 --> 00:07:23,588
你要有耐心

283
00:07:23,588 --> 00:07:25,209
机会不是抓来的

284
00:07:25,209 --> 00:07:26,009
是等来的

285
00:07:26,009 --> 00:07:28,528
投资就是靠等靠耐心靠

286
00:07:28,528 --> 00:07:29,329
不犯错误

287
00:07:29,329 --> 00:07:31,509
越是着急越容易亏钱

288
00:07:31,509 --> 00:07:32,418
越容易输

289
00:07:32,418 --> 00:07:35,379
所以很多人呢就是太聪明而没有智慧

290
00:07:35,379 --> 00:07:37,298
有智慧呢就像乌龟一样哈

291
00:07:37,298 --> 00:07:37,619
一动不动

292
00:07:37,619 --> 00:07:39,480
你看老段老戴有句话很经典

293
00:07:39,480 --> 00:07:42,300
他说我的钱呢都打高尔夫赚的

294
00:07:42,300 --> 00:07:43,889
你看这句话很经典吗

295
00:07:43,889 --> 00:07:45,550
打高尔夫盾的什么意思呢

296
00:07:45,550 --> 00:07:47,980
首先第一个他打高尔夫

297
00:07:47,980 --> 00:07:49,100
他在思考对吧

298
00:07:49,100 --> 00:07:50,759
长时间一天响个五六个小时

299
00:07:50,759 --> 00:07:52,100
哎想不明白他不投

300
00:07:52,100 --> 00:07:53,920
想明白了一下子是吧

301
00:07:53,920 --> 00:07:54,939
一年出手一两次

302
00:07:54,939 --> 00:07:56,259
一次呢就翻倍

303
00:07:56,259 --> 00:07:56,540
嗨

304
00:07:56,540 --> 00:07:57,560
这就是打高尔夫

305
00:07:57,560 --> 00:07:59,769
第二个呢打高尔夫的时候呢

306
00:07:59,769 --> 00:08:01,730
因为打高尔夫需要这种耐心

307
00:08:01,730 --> 00:08:03,810
而且呢打的好的他都给顶级的

308
00:08:03,810 --> 00:08:06,149
比如说前两天我看他又给这个啊

309
00:08:06,149 --> 00:08:07,810
美国电话电报的这个联合创始人

310
00:08:07,810 --> 00:08:10,040
提mobile的创始人在一在一块对吧

311
00:08:10,040 --> 00:08:11,899
你看他跟那些顶尖人士打球呢

312
00:08:11,899 --> 00:08:13,360
有个好处啊

313
00:08:13,639 --> 00:08:14,959
大家都是顶尖聪明

314
00:08:14,959 --> 00:08:15,560
顶尖牛逼

315
00:08:15,560 --> 00:08:17,639
顶尖智慧的这种碰撞的时候

316
00:08:17,639 --> 00:08:18,420
顶尖的信息

317
00:08:18,420 --> 00:08:21,819
顶尖的思考就可以让他产生顶尖的火花

318
00:08:21,819 --> 00:08:23,120
然后赚顶尖的利润

319
00:08:23,120 --> 00:08:25,819
所以顶尖的人呢他的生意是没有竞争的

320
00:08:25,819 --> 00:08:27,939
底层人呢所有都给你竞争

321
00:08:27,939 --> 00:08:29,240
我希望大家能明白这句话啊

322
00:08:29,240 --> 00:08:31,600
就是真正的好生意是没有竞争的啊

323
00:08:31,600 --> 00:08:33,100
比如说茅台谁给茅台竞争呀

324
00:08:33,100 --> 00:08:33,820
咋竞争呀

325
00:08:33,820 --> 00:08:34,610
对不对

326
00:08:34,610 --> 00:08:36,750
顶尖生意像谷歌咋竞争呀

327
00:08:36,750 --> 00:08:38,200
他一旦咋竞争呀

328
00:08:38,200 --> 00:08:40,000
就是你买那种没有竞争的

329
00:08:40,000 --> 00:08:40,720
谁也竞争不了

330
00:08:40,720 --> 00:08:41,860
你就是你的利润

331
00:08:41,860 --> 00:08:43,679
我他妈就就就要他一天

332
00:08:43,679 --> 00:08:45,269
我要赚十个档的净利润啊

333
00:08:45,269 --> 00:08:46,590
英伟达我要赚50块钱净利润

334
00:08:46,590 --> 00:08:48,850
喊茅台我要赚55块钱净利润对吧

335
00:08:48,850 --> 00:08:50,009
那低于这个利润我不赚

336
00:08:50,009 --> 00:08:50,570
我不干

337
00:08:50,570 --> 00:08:52,450
各位这才是投资啊

338
00:08:52,450 --> 00:08:54,350
你做的那啥哎呀

339
00:08:54,350 --> 00:08:57,190
你那个买卖咱就摆个地摊儿

340
00:08:57,190 --> 00:08:58,210
想明白

341
00:08:58,210 --> 00:09:00,710
咱像我这卖卖锅挣他妈一块钱

342
00:09:00,710 --> 00:09:01,730
我就不摆地摊吗

343
00:09:01,730 --> 00:09:02,500
对不对

344
00:09:02,500 --> 00:09:03,740
我后来你看我现在做酒

345
00:09:03,740 --> 00:09:04,559
做茶的保健品

346
00:09:04,559 --> 00:09:05,620
这叫生意啊

347
00:09:05,620 --> 00:09:06,860
各位这叫生意

348
00:09:06,860 --> 00:09:07,259
完蛋

349
00:09:07,259 --> 00:09:09,379
国内的那就完全是地摊儿啊

350
00:09:09,379 --> 00:09:11,100
虽然你也就是一帮摆地摊人

351
00:09:11,100 --> 00:09:12,480
在那帮我看个摊就完了

352
00:09:12,480 --> 00:09:13,720
那个摊城管来了

353
00:09:13,720 --> 00:09:14,240
给你没收了

354
00:09:14,240 --> 00:09:14,840
那就没收了

355
00:09:14,840 --> 00:09:15,320
对不对

356
00:09:15,320 --> 00:09:17,379
随时把你的辛苦钱全部给你搞没了

357
00:09:17,379 --> 00:09:18,240
所以现在兄弟们

358
00:09:18,240 --> 00:09:19,279
你们要想清楚

359
00:09:19,279 --> 00:09:19,600
知道吗

360
00:09:19,600 --> 00:09:21,750
就是生意和生意不一样

361
00:09:21,750 --> 00:09:23,610
人和人不一样哈

362
00:09:23,610 --> 00:09:26,470
然后决策和决策不一样哈哈差距很大

363
00:09:26,470 --> 00:09:30,009
晓伟你什么时候能把我这些话能懂了哈

364
00:09:30,009 --> 00:09:30,570
兄弟们

365
00:09:30,570 --> 00:09:31,970
这个这个就是舒服了

366
00:09:31,970 --> 00:09:32,409
知道吗

367
00:09:32,409 --> 00:09:34,009
所以我跟这个灵异的兄弟讲嘛

368
00:09:34,009 --> 00:09:35,669
我说你现在负债千万

369
00:09:35,669 --> 00:09:35,970
哎

370
00:09:35,970 --> 00:09:37,000
你所要做的事

371
00:09:37,000 --> 00:09:38,240
既然现在思考啊

372
00:09:38,240 --> 00:09:39,919
过年期间呢好好想想啊

373
00:09:39,919 --> 00:09:40,519
我推荐一本书

374
00:09:40,519 --> 00:09:41,500
那叫第三选择

375
00:09:41,500 --> 00:09:42,440
好好想想啊

376
00:09:42,440 --> 00:09:43,559
就在第一和第二选择之间

377
00:09:43,559 --> 00:09:44,629
还有个第三选择

378
00:09:44,629 --> 00:09:46,450
你把这个地段选择想明白了之后呢

379
00:09:46,450 --> 00:09:48,210
嗨嗨你不用找这块

380
00:09:48,210 --> 00:09:49,029
你也得想明白

381
00:09:49,029 --> 00:09:50,970
就像我从22年开始爬山一样的

382
00:09:50,970 --> 00:09:53,649
你说我当时做生意做到那个程度是吧

383
00:09:53,649 --> 00:09:55,129
完全是心力憔悴

384
00:09:55,129 --> 00:09:56,649
我怎么想明白的

385
00:09:56,649 --> 00:09:58,370
我怎么移民美国的

386
00:09:58,370 --> 00:09:59,690
我靠我移民美国

387
00:09:59,690 --> 00:10:00,529
整个过程不是讲了吗

388
00:10:00,529 --> 00:10:02,480
我就自己写杰出人才

389
00:10:02,480 --> 00:10:04,620
自己整理接收人才对吧

390
00:10:04,620 --> 00:10:06,600
我就把我过往的东西全部整理下来就通过了

391
00:10:06,600 --> 00:10:07,980
哎你帮我视频看一看

392
00:10:07,980 --> 00:10:08,799
绝对对你有帮助

393
00:10:08,799 --> 00:10:09,500
兄弟们

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