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很多兄弟问在美国多少钱能够过上舒适的生活
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嘿这个东西呢取决于你的生活成本
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那比如说你像老段那个生活标准啊
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要买套房啊
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2亿美金啊
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再买个飞机是吧
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再买辆劳斯莱斯啊
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再雇上这个一帮佣人
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反正你算吧算吧
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房子地税一年的话大几百万美金
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加上各种开支啊
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千万美金吧
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他这种生活开支的话
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年应该在800到1000万美金少不了对吧
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但他喝的酒也很贵
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那如果说老百姓的话呢
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实际上啊你比如说你这样玩啊
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一家五口二三十万美金少不了
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那实际上呢你多少钱合适呢
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取决于你能不能继续赚钱
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这个最关键啊
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如果说你能继续赚钱
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你没钱来了之后也可以对吧
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因为我身边很多人就是来的时候一无所有
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来了之后呢
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夫妻双方哈找工作
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我小区里有个邻居
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就是现在在it行业
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人家来的时候一毛钱没有啊
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都是都快50岁了
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40多岁了啊
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四十八九了
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来了之后呢
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就是都跟着工作嘛啊一个是做啊做技术啊
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类似成员之类的
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那另外一个呢啊做医疗
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那双方来了56年
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再在这小区买房
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在这小区买房很厉害了哈
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基本上是绝对精英中的精英对吧
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他这种就是能赚钱
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第二种呢就是你本来有本金啊
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就像我们这些会员兄弟呢
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大部分是有本金的啊
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本身的话你不多不多
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大几千万肯定有嘛
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只要你有几千万在美国
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实际上你不乱花也没问题
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关键是你得懂投资是吧
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尽量的不要创业啊
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就是来美国前3年哈都尽量不要创业
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除非你在国内基础打的很牢
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比如说你在美国本来有客户哈
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本来做这个亚马逊啊
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跨境电商做了很多年了
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这都没问题啊
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轻车熟路
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来了之后反而更好
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但如果说呢你是小白
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尽量不要轻易的投资啊
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因为现在的投资生意很难啊
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因为他是下坡期
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下星期啊
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今天下星期你做实物产品很难的对吧
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你就像我这种轻资产是吧
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一个人一部手机
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那这倒无所谓
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你本来就是每天要散步啊
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遛狗啊
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顺便拍点视频
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他一点不增加时间成本啊
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那如果说你是要大批量的货啊
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投资我给大家讲
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我第一趴跨境亏了500万对啊
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那那那当然我们是是那时候是啊
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做这个新业务嘛
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那无所谓吧
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也都是预算要亏这么多的对吧
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那那买经验了
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那就为啥
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因为市场不了解啊
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今天做就不会亏了
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为啥嘞
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那这次市场调研的很充分
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你要每天跑线下跑超市啊
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跑跑各种各样的卖场专卖店啊
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观察各种各样的这个啊这种消费情况
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实际上你在美国最好的方式是什么啊
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你看我的方法啊
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比如说我那就是啊我就研究股票嘛
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天天去线下调研
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一方面呢发现一些潜力股啊
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比如说今年在卡洛驰上啊
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德州的户外上对吧
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百富门都赚了很多钱对吧
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那这些消费足够你生活了是吧
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再比如说从那个特约通讯啊
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某宝啊也赚了很多钱对吧
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那就是低着头买嘛
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拿着嘛哈
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吃股息嘛对吧
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那这就是你调研的时候你买的便宜
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那你算好了
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比如说哎比如说你你的这个电费啊
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一年花一个月花400多美金
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一年的话是5000美金
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那你找一个股息率哈
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七八个点的对吧
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那你就算吧
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你比如说这个大概买个78万美金对啊
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缺个点够了呃
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78万美金的这个爱迪生电力
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覆盖我所有的电力成本啊
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再比如说我电话啊
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我是用的这个TMOBI哈
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TTATT嘛
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那我就买了这个大概啊10万美金的TT
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那大概呢一年6~7个点
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是不是那完全够了
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那那一家人的电话费也用不了啊
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比如再比如说那那那家里用的这个运营商啊
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Cox
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但买了这个特别通讯啊
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今年赚了啊
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大概5万美金对吧
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那成本的话180多块钱吧
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那大一度到了223了
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实际上你就算一个问题
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就是你如果说你会投资啊
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比如说你非常擅长去研究
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你会发现呢
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其实你在美国呢其实花不了什么钱对吧
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你用股息来只改所有的生活开支嘛
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那再比如说啊
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就是我们生活里面呢
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就是说我特斯拉是吧
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那去年220到240之间买的嘛
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他赚了很多车钱对吧
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包括我的德
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包括我的那个凯雷德啊
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也是买了通用汽车之后啊
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也翻倍了嘛
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那其实来讲就是你如果说擅长研究啊
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你就在美国其实是花不了什么钱的
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但这个事的点那就是说你得真的去研究啊
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第二个呢就是你得算好了你的回报
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而且你得精准的波动啊
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因为你这个东西呢你不可能买到最低点的
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因为任何的股票我给大家讲啊
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就是都会下跌
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你看巴菲特买的那个DI迪欧
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他是170多块钱
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现在70多对吧
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巴菲特买的那个呃星座品牌是吧
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然后呢这个啊成本价200多哈
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现在150哈
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再比如说大威的买了个海波亨氏
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那光亏了100多个亿美金啊
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所以说包括那个游泳池泡啊
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包括那个收音机品牌威瑞森啊
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威瑞希啊
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这些都是这样的
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都腰斩了
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各位包括那个啊披萨的这个也是暴跌
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所以实际上呢就是古城他也有失手的时候
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就是你在配置的时候呢
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你想好啊
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第一个呢就是你得啊你得算好
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你大概率的你就打算买多少
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靠古今能够回本哈
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第一个
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第二个呢就是你得你得这个指导
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这家公司该值多少钱啊
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要不然你拿不住嘛
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哈还有呢就是你得就是平时那种作为调研哈
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你得对比保证你买的是一个行业里面是吧
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他无论是公司的增长啊
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包括方方面合适的对吧
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那这样有个细节啊
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就是消费品呢你要看一个品牌心智
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还有费用
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这两个很重要
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就是它的品牌音质
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比如说我买的像像coco11样啊
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像那个卡洛驰啊
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包括德州户外
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他都是品类的冠军哈
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你不要买那种宽泛的
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没有耐克呀
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露露莱姆啊
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这种东西都是呃宽的
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所以你对升级的理解啊一定要有深度哈
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就是他不是说啊做的越大
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做的越多越好
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不是这个时代的
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它是一个精准时代
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就你得买到那种特别精准的品牌
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你不能买那种大流通的啊
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什么都做啊
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这种是很惨的
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对
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今年的话整个这种大流通的品牌今年都很惨对
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然后呢专注型的品牌是吧
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细分品类品牌的店都很好
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所以这个呢就是你在买的时候
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你要想好就是什么样的公司啊
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能给带来回报啊
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什么样的公司呢
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他是他是一定是有风险的
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那最关键的是什么呢
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你还要看一下他的股息啊
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分红啊是吧
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看能不能给你持续带来这种现金流
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因为你有你有催现金流量
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你不会慌是吧
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比如说你的这个分红覆盖你所有的生活开支
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那你肯定不着急嘛对吧
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那你无所谓啊
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反正你也不用卖股票哈
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躺着就行了对吧
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你一年哈花个比如说二三十万美金
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那那你这个分红够了
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问你瞅什么
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对不对
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那如果说你你分红覆盖不了呢
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那这个时候你肯定就会压力
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知道吗对吧
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因为你有时候你还要去补仓啊
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或者说啊就去卖股票啊
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那这个肯定不划算了
231
00:06:20,209 --> 00:06:23,050
所以呢就是呃在美国躺平呢
232
00:06:23,050 --> 00:06:24,170
嗨你要懂投资呢
233
00:06:24,170 --> 00:06:25,089
躺平是很容易的
234
00:06:25,089 --> 00:06:26,550
因为美国的好公司多哈
235
00:06:26,550 --> 00:06:28,439
然后第二个呢就是便宜的好公司
236
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机会还很多
237
00:06:29,319 --> 00:06:31,000
那第三个呢每年都有对吧
238
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美股就这样的
239
00:06:31,720 --> 00:06:35,560
因为你也知道美国这个国家呢自己啊容易做对
240
00:06:35,560 --> 00:06:36,240
他不是外部哈
241
00:06:36,240 --> 00:06:37,540
外部对美国影响很有限
242
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就内部啊他就是吃饱撑的哈
243
00:06:39,680 --> 00:06:41,279
然后呢交涉1亿哈
244
00:06:41,279 --> 00:06:43,860
像川普这种遇到这种富二代老流氓哈
245
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那就很容易出现好机会对吧
246
00:06:45,560 --> 00:06:48,000
老流氓当政呢就是瞎折腾啊
247
00:06:48,000 --> 00:06:50,560
把美国这种啊进度招牌呢给折腾的差不多
248
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嘿是吧
249
00:06:51,399 --> 00:06:52,680
但是呢还有修复能力啊
250
00:06:52,680 --> 00:06:54,959
比如说啊这个每每换一类人
251
00:06:54,959 --> 00:06:56,839
他的这个心态不一样啊
252
00:06:56,839 --> 00:06:59,699
遇到老流氓呢你就能捡漏哈哈
253
00:06:59,699 --> 00:07:00,980
遇到这种正人君子呢
254
00:07:00,980 --> 00:07:05,279
你可能就你可能就是享受这个啊这这这种暴涨
255
00:07:05,279 --> 00:07:08,379
所以总体来讲你得啊你得综合来看哈
256
00:07:08,379 --> 00:07:12,509
就是嗯一个是2026年以后呢
257
00:07:12,509 --> 00:07:15,129
其实创业呢其实大概率不如投资对
258
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因为我们做不出来这么好的公司吧
259
00:07:16,850 --> 00:07:20,410
然后第二个呢就是呃大概率呢就是辛苦啊
260
00:07:20,410 --> 00:07:23,100
辛苦的人其实呃赚不了什么大钱的对
261
00:07:23,100 --> 00:07:26,918
反而这些天天啊天天躺着的确实更容易赚赚钱
262
00:07:26,918 --> 00:07:30,658
那第三个呢就是啊这个屏幕差距呢会越来越大
263
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对随着AI出现之后呢会更大
264
00:07:33,149 --> 00:07:35,129
呃这些都是些现实客观的问题啊
265
00:07:35,129 --> 00:07:37,990
他并不是说这个呃普通人没有机会
266
00:07:37,990 --> 00:07:39,689
是说嗯你得去想
267
00:07:39,689 --> 00:07:41,060
对普通人的话
268
00:07:41,060 --> 00:07:42,779
你可能要花很长时间啊
269
00:07:42,779 --> 00:07:44,980
就像我买这个凯雷德一样的哈
270
00:07:44,980 --> 00:07:47,240
我是对比了好多4S店
271
00:07:47,240 --> 00:07:50,100
发现这个美国这个15万美金价位段
272
00:07:50,100 --> 00:07:51,379
卖的最好的就是凯雷德
273
00:07:51,379 --> 00:07:53,240
他肯定赚了很多钱对吧
274
00:07:53,240 --> 00:07:54,040
买了一个节点
275
00:07:54,040 --> 00:07:55,779
就是一个大规模回购
276
00:07:55,779 --> 00:07:57,019
还有一个暴跌的期间
277
00:07:57,019 --> 00:07:58,569
暴跌的话就是便宜嘛
278
00:07:58,569 --> 00:08:00,230
大公回购的一股东汇报告嘛
279
00:08:00,230 --> 00:08:02,649
第三个呢就是公司内部的赞美好整哈
280
00:08:02,649 --> 00:08:05,189
包括他的这个方向肯定是对的嘛
281
00:08:05,189 --> 00:08:06,949
这些你要看懂确实不容易的
282
00:08:06,949 --> 00:08:09,610
对你要长时间观察和大量琢磨
283
00:08:09,610 --> 00:08:12,620
所以投资这个事呢哈就是你要懂了
284
00:08:12,620 --> 00:08:14,160
真的是很快乐
285
00:08:14,160 --> 00:08:15,160
很幸福的事啊
286
00:08:15,160 --> 00:08:17,759
当然不懂的话很容易掉坑里啊